HARBIN BANK CO., LTD. SOCIAL RESPONSIBILITY REPORT 2017

Year: 2017
Published: 2018-06-28
Status: Processed

Extracted ESG KPIs

KPIs are organized by ESG aspects.

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2016 2017 Report Pages
Reduction in toner cartridges used in headquarters building compared to 2016 pieces 111 44
Sewage discharge cubic metres 50600 58952 45
Sewage discharge (Harbin branches) cubic metres 23800.58 45
Toner cartridge used (Harbin branches) pieces 5998 45
Toner cartridges used pieces 243 132 45
Toner cartridges used in headquarters building pieces 132 44

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2014 2015 2016 2017 Report Pages
Diesel consumption litres 2200 2800 2800 2700 45
Diesel consumption (Harbin branches) litres 13799 45
Natural gas consumption cubic metres 395288.84 248464.91 113262 80304 45
Natural gas consumption (Harbin branches) cubic metres 12471 45
Petrol consumption litres 30223 45
Power consumption kWh 3750000 3880976 6654792 6906177 45
Power consumption (Harbin branches) kWh 6562362 45

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2014 2015 2016 2017 Report Pages
Water consumption tonnes 14803 15100 50600 58952 45
Water consumption (Harbin branches) tonnes 52245.78 45

Total packaging material used for finished products (in tonnes) and, if applicable, with reference to per unit produced.

Indicator Unit 2014 2015 2016 2017 Report Pages
Office paper consumption tonnes 8.4 7.3 7 9 45
Office paper consumption (Harbin branches) tonnes 55.6 45

Description of the significant impacts of activities on the environment and natural resources and the actions taken to manage them.

Indicator Unit 2017 Report Pages
Year-end bank amount RMB billion 564.3 9

Description of the significant climate-related issues which have impacted, and those which may impact, the issuer, and the actions taken to manage them.

Indicator Unit 2017 Report Pages
First tranche green bond coupon rate % 4.79 22
First tranche green bond issuance size billion RMB 2 22
First tranche green bond over-subscription rate times 2.61 22
First tranche green bond subscription amount billion RMB 5.22 22
First tranche green bond term years 3 22

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Indicator Unit 2013 2014 2015 2016 2017 Report Pages
Average return on equity % 14.23 14.01 13.5 11
Average return on total assets % 1.14 1.01 0.96 11
Branches 17 17 17 17 36
Financial services to Russia - operating income million RMB 182.5 38
Financial services to Russia - operating profit million RMB 137.5 38
General meeting and class meeting of shareholders (No.) 1 5 6 6 8 27
Increase in corporate loans and loans to small enterprise owners % 22.7 9
Junior management (person) person 941 50
Number of full-time female staff person 7408 7331 6989 6743 49
Number of full-time male staff person 4182 4000 3913 3833 49
Number of full-time staff (gender not specified) person 3226 3111 3056 2910 49
Number of members in Sino-Russia Financial Council 68 10
Number of staff aged 35-45 person 1620 1566 1816 1431 49
Number of staff aged above 45 person 426 542 779 703 49
Number of staff aged under 35 person 5362 5024 4374 4609 49
Operating management (person) person 246 50
Percentage of microcredit loans to total loans % 14.1 16
Percentage of microcredit loans to total loans to customers % 80.6 16
Proportion of female management staff % 45.71 45.67 46 11
Proportion of female staff % 56.38 55.75 56.84 11
Senior management (person) person 13 50
Technical staff (person) person 5478 5507 6043 5536 50
Total assets RMB million 444851.3 539016.2 564255.2 11
Total personal loans RMB10 million 432277 615964 1057933 1188758 18
Total staff Person 7131 6969 6743 11
WeChat banking - Followers thousand people 14 30 85 160.95 37
Year-on-year increase in balance of asset for Sino-Russia businesses % 31.52 10
Year-on-year increase in year-end bank amount % 4.7 9

Employee turnover rate by gender, age group and geographical region.

Indicator Unit 2014 2015 2016 2017 Report Pages
Operating income RMB million 11945.4 14172 14133.6 11
Staff turnover rate by age - Aged 35-45 % 0.73 0.38 3.1 1.54 51
Staff turnover rate by age - Aged above 45 % 0.11 1.52 1.54 0.11 51
Staff turnover rate by age - Aged under 35 % 4.04 6.02 5.68 3.08 51
Staff turnover rate by gender - Female staff % 2.52 4.46 4.16 4.16 51
Staff turnover rate by gender - Male staff % 2.4 5.13 5.38 4.16 51

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Indicator Unit 2013 2014 2015 2016 2017 Report Pages
Internal training (session) session 178 108 72 260 51
Number of external training sessions sessions 60 50
Number of internal training sessions sessions 260 50
Number of new employees receiving pre-employment specialised intensive training person 91 50
Number of trainees in Ability Enhancement Training Programme for Level 1 and Level 2 Sub-branch Presidents person 66 50
Total attendance of training sessions 8200 50
Training for directors and supervisors (No. of sessions) 3 3 2 3 2 27

The average training hours completed per employee by gender and employee category.

Indicator Unit 2014 2015 2016 2017 Report Pages
Average training hours by gender - Female staff (training hour/person) training hour/person 123 135 38.4 44 51
Average training hours by gender - Male staff (training hour/person) training hour/person 101 122 38.4 44 51
Average training hours per person hours 41.2 50
Branches - Junior management (training hour/person) training hour/person 52 174 170 45.3 51
Branches - Operating management (training hour/person) training hour/person 28.4 144 142 40.4 51
Branches - Technical staff (training hour/person) training hour/person 60 342 338 51.2 51
External training (session) session 56 74 33 60 51
Headquarters - Junior management (training hour/person) training hour/person 48 144 142 40.5 51
Headquarters - Operating management (training hour/person) training hour/person 38.1 96 96 39.7 51
Headquarters - Senior management (training hour/person) training hour/person 24.3 54 60 34.2 51
Headquarters - Technical staff (training hour/person) training hour/person 52 312 308 50.4 51
Number of learning hours in Ability Enhancement Training Programme for Level 1 and Level 2 Sub-branch Presidents hours 128 50
Total training sessions (session) session 19786 7771 8200 4584 51
Total training sessions at various departments (session) session 234 182 105 320 51

Number of suppliers by geographical region.

Indicator Unit 2014 2015 2016 2017 Report Pages
% of total loans to customers - microcredit loans % 65.2 75.3 83.2 80.6 18
% of total microcredit loans - personal loans % 53.48 55.06 63.08 61.84 18
Accumulated targeted poverty alleviation loans granted RMB100 million 23 26.42 20
Adjusted loans to support the real economy RMB billion 237.4 9
Balance of Harbin Bank's microcredit loans million RMB 19141.9 16
Balance of loan to farmers billion RMB 10.1024 17
Balance of microcredit loans RMB10 million 808369 1118941 1677006 1914256 18
Balance of on-balance sheet and off-balance sheet asset businesses to Russia million RMB 11490 38
Balance of the Bank’s agricultural loan billion RMB 45.949 17
Balance of the targeted poverty alleviation loans RMB100 million 6.01 4.31 20
Corporate loans and loans to small enterprise owners RMB billion 138 9
Existing green credit customers customers 62 47 42 11 43
Green credit balance RMB million, RMB100 million 5.69 7.52 15.87 18.62 11, 43
Green credit balance of Harbin Bank million RMB 1862 22
Microcredit RMB million 111894.1 167700.5 191425.6 11
Microcredit loans as percentage of total loans % 8.6 9
NPL ratio % 1.4 1.53 1.7 11
Number of Sino-Russia correspondent banks in China 140 10
Number of branches established in Tianjin, Chongqing, Dalian, Shenyang, Chengdu, Harbin, Daqing, etc. branches 17 25
Number of business outlets (branches and sub-branches) as of 31 December outlets 363 25
Number of correspondent banks in Russia 140 39
Number of green credit clients at Harbin Bank 11 22
Number of overseas correspondent banks reached 496 10, 39
Number of rural service points 34 38 38 42 19
Number of rural service points for the disabled and impoverished undertaken by bank 12 14 14 18 19
Number of village and township banks in 14 provinces and municipalities banks 32 25
Physical Outlets 322 352 355 363 36
Sub-branches 261 274 279 277 36
Sub-branches of village and township banks 29 36 34 35 36
Total credit granted to Russian banks million RMB 10174 39

Description of practices used to identify environmental and social risks along the supply chain, and how they are implemented and monitored.

Indicator Unit 2017 Report Pages
Stable operation rate of core system infrastructure % 99.98 35
Stable operation rate of other major systems % 99.95 35

Number of products and service related complaints received and how they are dealt with.

Indicator Unit 2014 2015 2016 2017 Report Pages
ATMs 344 381 372 321 36
Client of village and township banking services Account 267758 322463 373646 11
Cross-border transactions in Rouble cash million RUB 10 38
Income generated from intermediary business in cross-border e-commerce payment and settlement platform million RMB 47.01 39
Increase in adjusted loans to support the real economy % 17.7 9
Increase in adjusted loans to support the real economy over average growth rate of domestic commercial banks percentage points 5.3 9
Mobile phone banking - Users thousand people 10 32 75.72 37
Multi-media inquiry machines 159 160 161 102 36
Number of WeChat banking followers 1600000 10
Number of clients of village and township banks 213079 267758 322460 373646 19
Number of customers in cross-border e-commerce payment platform 1660 39
Number of mobile phone banking users 750000 10
Number of online banking customers 1820000 10
Online banking - Corporate online banking customers thousand people 1.88 4.73 7 8.2 37
Online banking - Personal online banking customers thousand people 50.68 90.04 138.09 173.96 37
Online banking - Total customers thousand people 52.56 94.77 145.09 182.15 37
Phone banking - Total business capacity thousand business calls 234 230 245.7 315.53 37
Rouble foreign exchange million RUB 857568 38
Student-Origin-Based Loans granted to graduate students million RMB, students 41000 19
Total number of transactions in cross-border e-commerce payment platform million 9.17 39
Year-on-year increase in number of transactions in cross-border e-commerce payment platform % 19.49 39
Year-on-year increase of mobile phone banking users % 135 10
Year-on-year increase of online banking customers % 25 10

Description of practices relating to observing and protecting intellectual property rights.

Indicator Unit 2015 2016 2017 Report Pages
Card issuance machines 4 12 12 36

Description of quality assurance process and recall procedures.

Indicator Unit 2014 2015 2016 2017 Report Pages
BCDMs 277 359 365 423 36

Description of consumer data protection and privacy policies, and how they are implemented and monitored.

Indicator Unit 2014 2015 2016 2017 Report Pages
Bank's balance of on-balance sheet and off-balance sheet asset for Sino-Russia businesses million RMB 11511490 10
Bank’s loans to small and micro enterprises billion RMB 73.0498 17
Replacement rate of business transactions through electronic banking % 73 83 87 10, 35
Replacement rate of business transactions through mobile banking % 24 39 45 35
Self-service banking 780 904 940 858 36
Share of mobile banking in electronic banking % 45 10
Total amount processed in cross-border e-commerce payment and settlement platform million RMB 8040 39

Number of concluded legal cases regarding corrupt practices brought against the issuer or its employees during the reporting period and the outcomes of the cases.

Indicator Unit 2014 2015 2016 2017 Report Pages
Capital adequacy ratio % 11.64 11.97 12.25 11
Controlling village and township banks 24 24 32 32 36
Provision coverage ratio % 173.83 166.77 167.24 11
Total tax RMB million 2788.8 3811.1 3445.03 11
Year-on-year increase in net profit % 7 9

Description of preventive measures and whistle-blowing procedures, and how they are implemented and monitored.

Indicator Unit 2013 2014 2015 2016 2017 Report Pages
Issue of non-scheduled announcements in both Chinese and English copies 45 54 38 28
Issue of regular reports in both Chinese and English copies 15 30 32 28
Meeting of Board of Supervisors (No.) 9 4 4 5 6 27
Meeting of committees of the Board of Supervisors (No.) 1 6 4 6 7 27
Meeting of special committees of the Board (No.) 25 31 26 26 25 27
Meeting of the Board (No.) 8 11 8 6 7 27

Description of anti-corruption training provided to directors and staff.

Indicator Unit 2013 2014 2015 2016 2017 Report Pages
2017 Top 1000 World Banks: ranked 217th rank 217 57
2017 Top 500 Enterprises in China: ranked 417th rank 417 57
2017 Top 500 Global Banking Brands: ranked 196th rank 196 57
2017 World's 2000 Largest Public Companies: ranked 1130th rank 1130 57
Meeting by independent Directors (No.) 3 4 2 2 2 27
Number of Chinese members in Sino-Russia Financial Council 11 38

Focus areas of contribution (e.g. education, environmental concerns, labour needs, health, culture, sport).

Indicator Unit 2014 2015 2016 2017 Report Pages
Accumulated registered poor households with Harbin Bank's support thousand people 6.46 6.71 20
Branch-level financial service centre for small enterprises 1 1 1 1 36
Loans granted in 2017 (government education loan) million RMB 600 19
Loans to small enterprise owners billion RMB 28.3 17
Number of founding members in Sino-Russia Financial Council 35 38
Number of international commercial events organised or participated 3 38
Number of new members added to Sino-Russia Financial Council 6 10
Number of village and township banks in impoverished counties recognized by the central government 7 7 10 10 19
Outstanding loans (government education loan) million RMB 1500 19
Outstanding loans of village and township banks thousand RMB 530400 940849 1347682 1337356 19
People lifted from poverty thousand people 2.32 2.71 20
Ranking among Chinese-funded banks in The Banker of the United Kingdom rank 35 25
Ranking among the 25 commercial banks on the Top 500 Chinese Companies for 2017 list rank 23 25
Ranking in Brand Finance Banking 500 for the Year rank 195 25
Ranking in The Banker Top 1000 World Banks in terms of total tier 1 capital rank 217 25
Ranking in Top 500 Chinese Companies for 2017 by FORTUNE China rank 417 25
Ranking in World's 2000 Largest Public Companies by Forbes of the US rank 1130 25
Second tranche green bond category I coupon rate % 4.68 22
Second tranche green bond category I issuance size billion RMB 2 22
Second tranche green bond category I term years 3 22
Second tranche green bond category II coupon rate % 4.75 22
Second tranche green bond category II issuance size billion RMB 1 22
Second tranche green bond category II term years 5 22
Second tranche green bond over-subscription rate times 1.39 22
Second tranche green bond subscription amount billion RMB 1.74 22
Second tranche green bond total issue value billion RMB 3 22

Resources contributed (e.g. money or time) to the focus area.

Indicator Unit 2014 2015 2016 2017 Report Pages
Distribution of the balance of microcredit loans - Corporate loans to small enterprises RMB10 million 730498 18
Distribution of the balance of microcredit loans - Personal loans RMB10 million 1163758 18
Distribution of the balance of personal loans - Loans to farmers RMB10 million 101024 18
Distribution of the balance of personal loans - Loans to small enterprise owners RMB10 million 328415 18
Distribution of the balance of personal loans - Personal consumption loans RMB10 million 754319 18
Farmer-assistance e-stations - Stations set up 1574 1800 1600 1300 37
Impoverished student loans granted in 2017 students 24000 19
Increase in balance of asset businesses to Russia million RMB 2736 38
Increase in balance of asset businesses to Russia (percentage) % 31.25 38
Of which, balance of the targeted poverty alleviation loans in Heilongjiang RMB100 million 4.7 3.27 20
Total amount of Land Operating Rights secured loans granted billion RMB 4.4 17
Total charity donation RMB'000 595 2319.7 2288.6 11
Total credit granted by the Bank to Russian banks million RMB 1174170 10
Total value of green financial bonds issued by Harbin Bank billion RMB 5 22

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2016 2017
Non-Hazardous Waste (Electronic Waste) pieces 243 6130

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2014 2015 2016 2017
Diesel Fuel Consumption litres 2200 2800 2800 16499
Gasoline Consumption litres 30223
Natural Gas Consumption cubic metres 395288.84 248464.91 113262 92775
Purchased Electricity kWh 3750000 3880976 6654792 13468539

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2014 2015 2016 2017
Water Consumption tonnes 14803 15100 50600 58952

Total packaging material used for finished products (in tonnes) and, if applicable, with reference to per unit produced.

Standard Indicator Unit 2014 2015 2016 2017
Packaging Material Consumption (Paper) tonnes 8.4 7.3 7 55.6

Description of the significant climate-related issues which have impacted, and those which may impact, the issuer, and the actions taken to manage them.

Standard Indicator Unit 2017
Investment in Climate Change Management billion RMB 2

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Standard Indicator Unit 2014 2015 2016 2017
Number of Employees Aged 30-50 person 1620 1566 1816 1431
Number of Employees Aged Above 50 person 426 542 779 703
Number of Employees Aged Below 30 person 5362 5024 4374 4609
Number of Female Employees person 7408 7331 6989 6743
Number of Full-time Employees person 14816 14442 13958 13486
Number of Full-time Employees (Female) person 7408 7331 6989 6743
Number of Full-time Employees (Male) person 4182 4000 3913 3833
Number of Junior Management Employees person 941
Number of Male Employees person 4182 4000 3913 3833
Number of Senior Management Employees person 13
Number of Total Employees Person 7131 6969 6743
Percentage of Female Employees % 56.38 55.75 56.84

Employee turnover rate by gender, age group and geographical region.

Standard Indicator Unit 2014 2015 2016 2017
Turnover Rate of Female Employees % 2.52 4.46 4.16 4.16
Turnover Rate of Male Employees % 2.4 5.13 5.38 4.16

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Standard Indicator Unit 2013 2014 2015 2016 2017
Percentage of Trained Board of Directors None None None None None

The average training hours completed per employee by gender and employee category.

Standard Indicator Unit 2014 2015 2016 2017
Average Training Hours (Female) training hour/person 123 135 38.4 44
Average Training Hours (Male) training hour/person 101 122 38.4 44
Average Training Hours (Middle Management) training hour/person 52 174 170 45.3
Average Training Hours (Operational Employees) training hour/person 28.4 144 142 40.4
Average Training Hours (Senior Management) training hour/person 24.3 54 60 34.2
Average Training Hours (Technical Employees) training hour/person 60 342 338 51.2
Average Training Hours per Employee hours 41.2

Number of products and service related complaints received and how they are dealt with.

Standard Indicator Unit
Complaints Handling Rate %

Resources contributed (e.g. money or time) to the focus area.

Standard Indicator Unit 2015 2016 2017
Total Public Welfare Donations RMB'000 595 2319.7 2288.6