Chongqing Rural Commercial Bank Co., Ltd. Corporate Social Responsibility Report 2024

Year: 2024
Published: 2025-03-25
Status: Processed

Extracted ESG KPIs

KPIs are organized by ESG aspects.

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2024 Report Pages
Per capita GHG emissions (Scopes 1 and 2)(tonnes/person) tonnes/person 4.28 6

Description of emissions target(s) set and steps taken to achieve them.

Indicator Unit 2024 Report Pages
carbon emission reduction from green financial loans tons 7800000 5

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2024 Report Pages
Purchased electricity consumed by the Head Office (MWh) MWh 22959.25 6
Total energy consumption (MWh) MWh 41158.37 6, 18
Total per capita energy consumption (MWh/person) MWh/person 8.66 6, 18

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2024 Report Pages
Daily water consumption of the Head Office (tonnes) tonnes 90456 6

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Indicator Unit 2022 2023 2024 Report Pages
Average return on assets (%) % 0.8 0.8 0.8 53
Proportion of female employees (%) % 46.79 47.23 47.21 53
Total assets (RMB hundred million) RMB hundred million 13518.61 14410.82 15149.42 53
Total number of employees (person) person 14760 14590 14111 53
number of social security cards issued 7100000 5

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Indicator Unit 2022 2023 2024 Report Pages
Number of attendees Attendance 255450 33
Number of on-site hands-on training sessions on anti-counterfeit currency sessions 4 48
Number of training sessions 2049 2098 1469 53
Percentage of female employee participation in training % 100 33
Percentage of male employee participation in training % 100 33
Percentage of management employee participation in training % 100 33
Percentage of non-management employee participation in training % 100 33

The average training hours completed per employee by gender and employee category.

Indicator Unit 2024 Report Pages
Average training duration per female employee hours/person 84.79 33
Average training duration per male employee hours/person 86.74 33
Average training duration per management employee hours/person 93.41 33
Average training duration per non-management employee hours/person 83.96 33
Training of employees Number of training sessions 1469 33

Number of suppliers by geographical region.

Indicator Unit 2022 2023 2024 Report Pages
Agricultural-related loan balance (RMB hundred million) RMB hundred million 2127.08 2297.62 2416.3 53
Balance of agriculture-related loans (RMB 100 million) RMB100 million 2416.3 6
Balance of inclusive finance loans to small and micro enterprises (RMB 100 million) RMB100 million 1399.29 6
Balance of inclusive financial loans to small and micro enterprises (RMB hundred million) RMB hundred million 1130.38 1285.16 1399.29 53
Green credit balance (RMB hundred million) RMB hundred million 487.15 619.82 732.19 53
Green credit balance (RMB100 million) RMB100 million 733.19 6
Number of outlets located in counties 1755 1751 1743 53
Number of outlets located in towns 1450 1447 1441 53
agricultural loan balance of the CQRCB group billion RMB 1847.4 5
balance of RMB 139.8 billion in inclusive small and micro enterprise loan accounts billion RMB 139.8 5
balance of inclusive small and micro enterprise loans billion RMB 200 5
financial technology investment amount million RMB 806 5
number of merchant accounts served 1000000 5

Number of products and service related complaints received and how they are dealt with.

Indicator Unit 2022 2023 2024 Report Pages
Customer Satisfaction of Consumer Financial Services (%) % 97.58 86.07 83.51 53
Customer complaint handling satisfaction rate (%) % 83.51 6
Number of customer complaints handled 1662 6
Number of handled customer complaints 1541 1615 1662 53
Number of mobile banking users (ten thousand) ten thousand 1505.05 6
Number of online banking service users (million) million 327.44 327.92 328.4 53
Number of online banking users (ten thousand) ten thousand 328.4 6
amount covered by digital products billion RMB 140 5
number of digital products independently developed 14 5
number of elderly customer accounts 4400000 5
number of special bank cards 'Jiangyu Fanghua Card' issued 250000 5

Description of practices relating to observing and protecting intellectual property rights.

Indicator Unit 2024 Report Pages
number of patent applications submitted 180 5

Description of quality assurance process and recall procedures.

Indicator Unit 2022 2023 2024 Report Pages
Number of full service machines 6395 6311 6175 53

Description of consumer data protection and privacy policies, and how they are implemented and monitored.

Indicator Unit 2022 2023 2024 Report Pages
E-channel transaction ratio (%) % 97.14 97.53 97.75 6, 53

Number of concluded legal cases regarding corrupt practices brought against the issuer or its employees during the reporting period and the outcomes of the cases.

Indicator Unit 2022 2023 2024 Report Pages
Capital adequacy ratio (%) % 15.62 15.99 16.12 53
Provision coverage ratio (%) % 357.74 366.7 363.44 53

Description of preventive measures and whistle-blowing procedures, and how they are implemented and monitored.

Indicator Unit 2024 Report Pages
Number of anti-money laundering publicity campaigns launched campaigns 400 48
Number of branches and sub-branches involved in anti-money laundering publicity branches and sub-branches 43 48

Description of anti-corruption training provided to directors and staff.

Indicator Unit 2024 Report Pages
Number of anti-money laundering training sessions sessions 60 48
Number of branches and sub-branches involved in anti-money laundering training branches and sub-branches 43 48
Number of participants in anti-counterfeit currency training participants 12568 48
Number of participants in anti-money laundering training sessions participants 8900 48
Number of participants in on-site hands-on anti-counterfeit currency training participants 1093 48
Number of subsidiaries involved in anti-money laundering training subsidiaries 12 48

Focus areas of contribution (e.g. education, environmental concerns, labour needs, health, culture, sport).

Indicator Unit 2024 Report Pages
Ranking in Fortune China 500 rank 314 7
Ranking in Global 2000 rank 880 7
Ranking in Top 100 Chinese Banks rank 22 7
Ranking in Top 100 Chongqing Enterprises rank 11 7
Ranking in Top 1000 World Banks rank 119 7
Ranking in Top 500 Chinese Enterprises (only banking institution from central and western China) rank 445 7
green financial loan balance billion RMB 732.1 5
number of inclusive small and micro enterprise loan accounts 200000 5

Resources contributed (e.g. money or time) to the focus area.

Indicator Unit 2022 2023 2024 Report Pages
Book balance of customer loans and advances (RMB hundred million) RMB hundred million 6326.77 6767.11 7142.73 53
Total Equity (RMB hundred million) RMB hundred million 1150.16 1235.02 1336.09 53
credit of over RMB 23 billion pre-issued to more than 1.4 million farmer households billion RMB 23 5
number of farmer households receiving pre-issued credit 1400000 5

The types of emissions and respective emissions data.

Standard Indicator Unit
NOâ‚“ Emissions tonnes
SOâ‚“ Emissions tonnes

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2024
Direct GHG Emissions (Scope 1) tCO2e 790.6
GHG Emissions from Natural Gas tCO2e 574.19
GHG Emissions from Purchased Electricity tCO2e 19554.76
Indirect Energy Emissions (Scope 2) tCO2e 19554.76
Mobile Combustion Emissions tCO2e 213.2
Stationary Combustion Emissions tCO2e 577.4
Total GHG Emissions tonnes 20435.37
Total GHG Emissions Intensity (By Area) tonnes/m² 0.06
Total GHG Emissions Intensity (By Employee) tonnes/person 4.28

Total hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit
Total Hazardous Waste tonnes
Total Hazardous Waste Intensity (By Area) tons/m²
Total Hazardous Waste Intensity (By Employee) tonnes/person

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit
Non-Hazardous Waste Disposed tonnes
Total Non-Hazardous Waste Intensity (By Area) tonnes/m²
Total Non-Hazardous Waste Intensity (By Employee) tonnes/person

Description of emissions target(s) set and steps taken to achieve them.

Standard Indicator Unit 2024
CO2 Emissions Reduction Compared to Last Year tons 7800000

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2024
Diesel Fuel Consumption MWh 13.14
Energy Consumption Intensity (By Area) MWh/m² 0.12
Energy Consumption Intensity (By Employee) MWh/person 8.66
Natural Gas Consumption MWh 2870.05
Purchased Electricity MWh 37411.07
Total Direct Energy Consumption MWh 3747.3
Total Energy Consumption MWh 41158.37
Total Indirect Energy Consumption MWh 37411.07

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2024
Water Consumption tons 203510.48
Water Consumption in Office tonnes 90456

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Standard Indicator Unit 2022 2023 2024
Number of Total Employees person 14760 14590 14111
Percentage of Female Employees % 46.79 47.23 47.21

Lost days due to work injury.

Standard Indicator Unit
Lost Days Due to Work-related Injuries days

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Standard Indicator Unit 2024
Percentage of Trained Female Employees % 100
Percentage of Trained General Employees % 100
Percentage of Trained Male Employees % 100
Percentage of Trained Senior Management % 100

The average training hours completed per employee by gender and employee category.

Standard Indicator Unit 2024
Average Training Hours (Female) hours/person 84.79
Average Training Hours (General Staff) hours/person 83.96
Average Training Hours (Male) hours/person 86.74
Average Training Hours (Senior Management) hours/person 93.41

Number of products and service related complaints received and how they are dealt with.

Standard Indicator Unit 2022 2023 2024
Complaint Growth Rate % 4.8 2.91
Number of Complaints Dealt with 1541 1615 1662
Satisfaction Rate of Customer Complaint Handling % 83.51
Total Number of Customer Complaints 1541 1615 1662

Description of practices relating to observing and protecting intellectual property rights.

Standard Indicator Unit 2024
Number of New Patent Applications 180
Number of Patents Applied 180

Description of anti-corruption training provided to directors and staff.

Standard Indicator Unit 2024
Number of Anti-corruption Training Session sessions 60
Number of Attendance for Anti-corruption Training participants 8900