2024 Sustainability Report

Year: 2024
Published: 2025-04-17
Status: Processed

Extracted ESG KPIs

KPIs are organized by ESG aspects.

The types of emissions and respective emissions data.

Indicator Unit 2022 2023 2024 Report Pages
Nitrogen oxides (NOx) kg 73.65 84.2 71.25 48
Particulate matter (PM) kg 7.06 8.07 6.87 48
Sulphur oxides (SOx) kg 0.18 0.25 0.21 48

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Direct greenhouse gas emissions (Scope 1) tonne of CO2e 34.34 36.91 25.97 48
Greenhouse gas emissions intensity (area) tonne of CO2e/m² 0.034 0.04 0.047 48
Indirect greenhouse gas emissions (Scope 2) tonne of CO2e 148.23 184.82 2715.94 48
Scope 3 carbon emissions tonne of CO2e 75416.13 48

Total hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Generation of used batteries unit 128 64 64 48
Generation of used toner cartridges/ink boxes unit 602 652 568 48
Recycling of used batteries unit 128 64 64 48
Recycling of used computers unit 50 232 160 48
Recycling of used toner cartridges/ink boxes unit 602 652 568 48

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Generation of non-hazardous waste tonne 0.34 0.38 6.36 48
Generation of used computers unit 50 232 160 48
Non-hazardous waste intensity (person) tonne/person 0.0005 0.0006 0.0092 48
Paper consumption intensity (person) tonne/person 0.017 0.018 0.018 48

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Coverage of smart counters % 84.55 93.6 92.86 52
Gasoline consumption by vehicles liter 12158 16858 14277 48
Number of smart counters unit 196 228 239 52
Total electricity consumption MWh 255.13 323.3 4377.02 48
Total electricity consumption intensity (area) MWh/m² 0.04783 0.06584 0.07496 48

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Total water consumption 2304 3520 12158 48
Total water consumption intensity (area) m³/m² 0.43 0.64 0.21 48

Total packaging material used for finished products (in tonnes) and, if applicable, with reference to per unit produced.

Indicator Unit 2022 2023 2024 Report Pages
Electronic bill paper saving tonne 1.52 1.63 1.79 48
Total paper consumption tonne 10.51 11.98 12.38 48

Description of the significant climate-related issues which have impacted, and those which may impact, the issuer, and the actions taken to manage them.

Indicator Unit 2030 2040 2050 Report Pages
coal price, Disordered Transition – Delayed Transition scenario US$2010/GJ 2.15 2.06 3 22
coal price, Greenhouse World – Current Policies scenario US$2010/GJ 2.15 2.2 2.24 22
coal price, Ordered Transition – Net Zero 2050 scenario US$2010/GJ 1.98 2.35 4.34 22
gas price, Disordered Transition – Delayed Transition scenario US$2010/GJ 6.15 7.21 8.46 22
gas price, Greenhouse World – Current Policies scenario US$2010/GJ 6.15 6.46 6.63 22
gas price, Ordered Transition – Net Zero 2050 scenario US$2010/GJ 6.96 8.32 11.12 22
oil price, Disordered Transition – Delayed Transition scenario US$2010/GJ 15.92 16.33 16.14 22
oil price, Greenhouse World – Current Policies scenario US$2010/GJ 15.92 15.9 15.61 22
oil price, Ordered Transition – Net Zero 2050 scenario US$2010/GJ 16.82 17.54 19.07 22

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Indicator Unit 2022 2023 2024 Report Pages
Average attendance at meetings of the Board of Directors % 100 98 98 51
Average attendance at meetings of the Board of Supervisors % 100 94 95 51
Employee directors person 1 1 1 51
Number of employee supervisors person 3 3 3 51
Number of external supervisors person 3 2 3 51
Number of female directors person 3 3 3 5, 51
Number of general party branches no. 3 3 3 51
Number of independent directors person 5 5 5 51
Number of male directors person 12 12 12 51
Number of non-executive directors person 4 4 4 51
Number of party members person 1041 1049 1051 51
Number of supervisors in the Board of Supervisors person 9 8 9 51
Number of trade union member representative meetings, number of full member meetings, and number of worker’s representative meetings times 1 1 3 50
Research and development personnels in digital finance-related departments person 118 122 118 52
Total Number of Staff (by Age Group) - Aged 30-50 person 2453 2479 2464 49
Total Number of Staff (by Age Group) - Aged below 30 person 655 662 805 49
Total Number of Staff (by Age Group) - Aged over 50 person 151 178 190 49
Total Number of Staff (by Gender) - Female staff person 1836 1872 1936 49
Total Number of Staff (by Gender) - Male staff person 1423 1447 1523 49
Total Number of Staff (by Geographical Region) - Staff from Shandong Province person 3006 3069 3215 49
Total Number of Staff (by Geographical Region) - Staff outside Shandong Province person 253 250 244 49
Total Number of Staff (by Staff Category) - Grassroots staff person 2363 2410 2485 49
Total Number of Staff (by Staff Category) - Middle management person 886 899 963 49
Total Number of Staff (by Staff Category) - Senior management person 10 10 11 49
WeChat banking customers ten thousand customers 22.94 28.98 35.01 48, 52

Employee turnover rate by gender, age group and geographical region.

Indicator Unit 2022 2023 2024 Report Pages
Staff Turnover Rate (by Age Group) - Aged 30-50 % 5.7 6 2.6 49
Staff Turnover Rate (by Age Group) - Aged below 30 % 10 11 8.9 49
Staff Turnover Rate (by Age Group) - Aged over 50 % 1.1 1.1 49
Staff Turnover Rate (by Gender) - Female staff % 5.7 5.1 3.5 49
Staff Turnover Rate (by Gender) - Male staff % 7.1 8.9 4.7 49
Staff Turnover Rate (by Geographical Region) - Staff from Shandong Province % 6.2 6.8 4.2 49
Staff Turnover Rate (by Geographical Region) - Staff outside Shandong Province % 7.9 6.8 2 49

Lost days due to work injury.

Indicator Unit 2023 2024 Report Pages
Lost days due to work-related injuries day 264.5 228.5 50

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Indicator Unit 2022 2023 2024 Report Pages
Employee satisfaction % 100 100 100 50
Number of party members trained person 1041 1049 1051 51
Percentage of Staff Trained (by Gender) - Female staff % 100 100 100 49
Percentage of Staff Trained (by Gender) - Male staff % 100 100 100 49
Percentage of Staff Trained (by Staff Category) - Grassroots staff % 100 100 100 49
Percentage of Staff Trained (by Staff Category) - Middle management % 100 100 100 49
Percentage of Staff Trained (by Staff Category) - Senior management % 100 100 100 49
Person-times covered by information technology–related training person-time 1023 910 996 52

The average training hours completed per employee by gender and employee category.

Indicator Unit 2022 2023 2024 Report Pages
Average Number of Training Hours Per Staff (Grassroots staff) hour 40 42 43 50
Average Number of Training Hours Per Staff (Middle management) hour 40 42 43 50
Average Number of Training Hours Per Staff (Senior management) hour 40 42 43 50
Average Number of Training Hours Per Staff (by Gender) - Female staff hour 40 42 43 49
Average Number of Training Hours Per Staff (by Gender) - Male staff hour 40 42 43 49

Number of suppliers by geographical region.

Indicator Unit 2022 2023 2024 Report Pages
Agriculture-related loans to urban enterprises and various organizations hundred million yuan 25.03 44.8 62.16 50
Balance of agriculture-related loans hundred million yuan 170.65 193.85 248.62 50
Balance of inclusive assistance hundred million yuan 239.62 296.87 317.71 50
Balance of loans to MSEs RMB billion, hundred million yuan 579.77 778.27 873.19 5, 50
Balance of loans to SMEs RMB billion, hundred million yuan 949.32 1186.06 1267.22 5, 50
Balance of loans to specialized focused and innovative SMEs hundred million yuan 39.54 52.03 63.96 50
Balance of loans to technology enterprises RMB billion, hundred million yuan 28.81 50.95 101.14 5, 50
Number of MSE franchised institutions unit 1 1 1 50
Number of MSE loan customers customer 3232 8236 8817 50
Number of suppliers by region – Domestic no. 184 197 118 52
Other agriculture-related loans hundred million yuan 0.26 0.56 0.75 50
Proportion of agriculture-related loan balance to total loan balance % 10.39 10.2 11.82 50
Total number of suppliers no. 184 197 118 52

Description of practices relating to engaging suppliers, number of suppliers where the practices are being implemented, and how they are implemented and monitored.

Indicator Unit 2022 2023 2024 Report Pages
Supplier review coverage % 100 100 100 52

Number of products and service related complaints received and how they are dealt with.

Indicator Unit 2022 2023 2024 Report Pages
Complaint settlement rate % 100 100 100 52
Customer complaint handling rate % 100 100 100 52
Customer satisfaction % 100 100 100 52
Manual service volume of remote banking ten thousand person-times 3.07 5.78 6.55 52
Manual service volume of telephone banking ten thousand person-times 12.69 14.15 18.1 52
Number of customer complaints case 11 59 47 52
Number of technology enterprises served customer 629 843 1406 50
Number of video conferences held times 6100 6200 6600 48
Online banking customers ten thousand customers 59.79 65.31 69.77 52
Outlets covered by smart counters no. 104 117 117 52
Personal mobile banking customers ten thousand customers 253.31 319.4 380.78 48, 52
Substitution rate of electronic banking channel % 85.36 86.68 86.18 52
Telephone banking customers ten thousand customers 27.27 27.81 28.27 52

Description of practices relating to observing and protecting intellectual property rights.

Indicator Unit 2022 2023 2024 Report Pages
Number of intellectual property rights case 6 6 6 52

Description of consumer data protection and privacy policies, and how they are implemented and monitored.

Indicator Unit 2022 2023 2024 Report Pages
Coverage person-time of training sessions on protecting customer rights and privacy person-time 526 557 562 52
Expenditure on consumer rights protection ten thousand yuan 15 21 18 52
Information technology-related trainings no. 20 17 18 52
Number of information security training sessions times 13 11 224 52
Number of training sessions on protecting customer rights and privacy times 7 9 7 52
Person-time of information security training person-time 4182 4054 13276 52
Self-service banking equipment no. 126 129 130 52

Number of concluded legal cases regarding corrupt practices brought against the issuer or its employees during the reporting period and the outcomes of the cases.

Indicator Unit 2022 2023 2024 Report Pages
Submission of block trade report ten thousand copies 41 38 38 51
Submission of suspicious trade report no. 2328 1935 1327 51

Description of preventive measures and whistle-blowing procedures, and how they are implemented and monitored.

Indicator Unit 2022 2023 2024 Report Pages
Comprehensive signing rate of electronic reconciliation % 98.46 98.73 98.4 48
Number of issues considered or heard by the Board of Directors no. 72 60 82 51
Number of issues considered or heard by the Board of Supervisors no. 72 68 83 51
Number of issues considered or heard by the Shareholders’ General Meeting no. 18 13 19 51
Number of meetings of the Board of Directors times 5 4 6 51
Periodic reports, interim announcements, corporate governance documents, etc. disclosed during the Reporting Period no. 38 38 65 51

Description of anti-corruption training provided to directors and staff.

Indicator Unit 2022 2023 2024 Report Pages
Coverage rate of compliance and warning education and training % 100 100 100 51
Hours of compliance and warning education and training hour 25 30 35 51
Number of anti-money laundering trainings times 21 23 123 51
Number of compliance and warning education and training sessions times 6 7 8 51
Number of executive directors person 5 5 5 51
Number of meetings of the Board of Supervisors times 4 4 5 51
Number of meetings of the Shareholders’ General Meeting times 1 1 3 51
Number of members in the Board of Directors person 15 15 15 51
Number of participants in compliance and warning education exam ten thousand person-times 2.47 2.54 2.64 51
Number of person-times covered by anti-graft and anti-corruption training ten thousand person-times 0.96 1.24 1.34 5, 51
Number of person-times covered by anti-money laundering training person-time 2775 5475 5204 5, 51

Focus areas of contribution (e.g. education, environmental concerns, labour needs, health, culture, sport).

Indicator Unit 2022 2023 2024 Report Pages
Accumulated number of activities to popularize financial knowledge times 4 4 4 52
Loans to rural enterprises and various organizations hundred million yuan 107.28 115.09 145.16 50
Number of audiences benefiting from financial knowledge popularization ten thousand person-times 40 50 46 52
Number of beneficiaries of public welfare and charity programs person 337 349 327 50
Number of grassroots party committees under the party committee of the Head Office no. 18 18 19 51
Number of party branches no. 72 73 75 51
Number of shareholder supervisors person 3 3 3 51
Proportion of loans to MSEs % 49.52 55.44 59.87 50
Proportion of loans to SMEs % 81.08 84.49 85.58 50
Tax contribution ten thousand yuan 150684.74 157474.89 171354.87 52

Resources contributed (e.g. money or time) to the focus area.

Indicator Unit 2022 2023 2024 Report Pages
Amount of employee assistance ten thousand yuan 5.56 5.9 3.72 50
Amount of public welfare and charity donations ten thousand yuan 13 18 18 50
Farmer loans hundred million yuan 38.08 33.4 40.55 50
Number of SME loan customers customer 3503 8535 9136 50
Total number of meetings times 10200 13900 14000 48

The types of emissions and respective emissions data.

Standard Indicator Unit 2022 2023 2024
Airborne Particulate Matter (PM) Emissions kg 7.06 8.07 6.87
NOₓ Emissions kg 73.65 84.2 71.25
SOₓ Emissions kg 0.18 0.25 0.21

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Direct GHG Emissions (Scope 1) tonne of CO2e 34.34 36.91 25.97
Indirect Energy Emissions (Scope 2) tonne of CO2e 148.23 184.82 2715.94
Total GHG Emissions tonne of CO2e 182.57 221.73 78158.04
Total GHG Emissions Intensity (By Area) tonne of CO2e/m² 0.034 0.04 0.047
Total Other Indirect Energy Emissions (Scope 3) tonne of CO2e 75416.13

Total hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Hazardous Waste (Electronic and IT Equipment) unit 50 232 160
Hazardous Waste (Used Batteries) unit 128 64 64
Hazardous Waste Recycled unit 780 948 792

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Non-Hazardous Waste (Electronic Waste) unit 50 232 160
Non-Hazardous Waste (Office Waste) tonne 0.34 0.38 6.36
Total Non-Hazardous Waste Intensity (By Employee) tonne/person 0.0005 0.0006 0.0092

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Gasoline Consumption liter 12158 16858 14277
Total Electricity Consumption Intensity (By Area) MWh/m² 0.04783 0.06584 0.07496
Total Indirect Energy Consumption MWh 255.13 323.3 4377.02

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Water Consumption 2304 3520 12158
Water Consumption Intensity (By Revenue) m³/m² 0.43 0.64 0.21

Total packaging material used for finished products (in tonnes) and, if applicable, with reference to per unit produced.

Standard Indicator Unit 2022 2023 2024
Packaging Material Consumption (Paper) tonne 10.51 11.98 12.38
Packaging Material Savings tonne 1.52 1.63 1.79

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Standard Indicator Unit 2022 2023 2024
Number of Employees Aged 30-50 person 2453 2479 2464
Number of Employees Aged Above 50 person 151 178 190
Number of Employees Aged Below 30 person 655 662 805
Number of Employees in Mainland China person 3259 3319 3459
Number of Female Employees person 1836 1872 1936
Number of General Employees person 2363 2410 2485
Number of Male Employees person 1423 1447 1523
Number of Middle Management Employees person 886 899 963
Number of Senior Management Employees person 10 10 11
Number of Total Employees person 3259 3319 3459
Percentage of Employees Aged 30-50 % 75.25 74.72 71.23
Percentage of Employees Aged Above 50 % 4.63 5.36 5.49
Percentage of Employees Aged Below 30 % 20.1 19.95 23.27
Percentage of Employees in Mainland China % 100 100 100
Percentage of Female Employees % 56.33 56.39 55.98
Percentage of General Employees % 72.51 72.62 71.84
Percentage of Male Employees % 43.67 43.61 44.02
Percentage of Middle Management Employees % 27.18 27.08 27.84
Percentage of Senior Management Employees % 0.31 0.3 0.32

Employee turnover rate by gender, age group and geographical region.

Standard Indicator Unit 2022 2023 2024
Turnover Rate of Employees Aged 30-50 % 5.7 6 2.6
Turnover Rate of Employees Aged Above 50 % 1.1 1.1
Turnover Rate of Employees Aged Below 30 % 10 11 8.9
Turnover Rate of Female Employees % 5.7 5.1 3.5
Turnover Rate of Male Employees % 7.1 8.9 4.7

Lost days due to work injury.

Standard Indicator Unit 2023 2024
Lost Days Due to Work-related Injuries day 264.5 228.5

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Standard Indicator Unit 2022 2023 2024
Percentage of Employees Trained % 100 100 100
Percentage of Trained Female Employees % 100 100 100
Percentage of Trained General Employees % 100 100 100
Percentage of Trained Male Employees % 100 100 100
Percentage of Trained Middle Management % 100 100 100
Percentage of Trained Senior Management % 100 100 100

The average training hours completed per employee by gender and employee category.

Standard Indicator Unit 2022 2023 2024
Average Training Hours (Female) hour 40 42 43
Average Training Hours (General Staff) hour 40 42 43
Average Training Hours (Male) hour 40 42 43
Average Training Hours (Middle Management) hour 40 42 43
Average Training Hours (Senior Management) hour 40 42 43
Average Training Hours per Employee hour 40 42 43

Number of suppliers by geographical region.

Standard Indicator Unit 2022 2023 2024
Number of Suppliers in Mainland China no. 184 197 118
Number of Total Suppliers no. 184 197 118

Number of products and service related complaints received and how they are dealt with.

Standard Indicator Unit 2022 2023 2024
Complaint Growth Rate % 436.36 -20.34
Complaints Handling Rate % 100 100 100
Satisfaction Rate of Customer Complaint Handling % 100 100 100
Total Number of Customer Complaints case 11 59 47

Description of practices relating to observing and protecting intellectual property rights.

Standard Indicator Unit 2022 2023 2024
Number of Intellectual Property Rights Obtained by the Company case 6 6 6

Description of anti-corruption training provided to directors and staff.

Standard Indicator Unit 2022 2023 2024
Coverage Rate of Ethical Standards and Anti-Corruption Training % 100 100 100
Number of Anti-corruption Training Session times 6 7 8
Number of Attendance for Anti-corruption Training person-times 9600 12400 13400
Total Hours of Anti-corruption Training hour 25 30 35

Resources contributed (e.g. money or time) to the focus area.

Standard Indicator Unit 2022 2023 2024
Total Public Welfare Donations ten thousand yuan 13 18 18