2024 Sustainability Report

Year: 2024
Published: 2025-03-28
Status: Processed

Extracted ESG KPIs

KPIs are organized by ESG aspects.

The types of emissions and respective emissions data.

Indicator Unit 2022 2023 2024 Report Pages
Nitrogen oxides Tons 8.52 7.98 9.53 76
Nitrogen oxides reduced by green projects Tons 206.44 1377.8 1113.68 69, 75
Particulate matter Tons 0.06 0.05 0.06 76
Sulfur dioxide Tons 0.34 0.32 0.38 76

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Carbon emissions reduced by green low-carbon card initiative tons 1560 72
Direct GHG emissions (Scope 1) Tons of CO₂ equivalent 3184.02 3586.64 3463.8 75
GHG emission intensity Tons of CO₂ equivalent / m² 0.24 0.07 0.07 75
Indirect GHG emissions (Scope 2) Tons of CO₂ equivalent 178096.8 52826.06 52857.46 75
Total GHG emissions (Scope 1 and 2) Tons of CO₂ equivalent 181280.83 56412.7 56321.26 75

Total hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Hazardous waste generated per unit area Tons/m² 0.000023 0.000032 0.000042 76
Total amount of hazardous waste Tons 17.52 25.84 35.44 76
Total waste generated Tons 6595.5 9290.35 10770.66 76

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Food waste Tons 1517.06 2195.11 2590.71 76
Household waste Tons 4936.82 6994.89 8060.71 76
Non-hazardous electronic waste Tons 61.88 67.93 80.79 76
Non-hazardous waste generated per unit area Tons/m² 0.0087 0.0113 0.0126 76
Office supplies waste Tons 62.23 6.58 3.02 76
Toner cartridges, ink cartridges Tons 17.52 25.84 35.44 76
Total non-hazardous waste generated Tons 6577.98 9264.5 10735.22 76

Description of emissions target(s) set and steps taken to achieve them.

Indicator Unit 2022 2023 2024 Report Pages
Ammonia nitrogen emissions reduced by green projects Tons 723.94 12.19 12.19 69, 75
Carbon dioxide equivalent emissions reduced by green projects Tons 80770.21 175628.75 130060.59 69, 74
Chemical oxygen demand reduced by green projects Tons 1110.5 4388.28 1555.99 69, 75
Sulfur dioxide reduced by green projects Tons 1278.11 3348.19 2448.41 69, 75

Description of how hazardous and non-hazardous wastes are handled, and a description of reduction target(s) set and steps taken to achieve them.

Indicator Unit 2022 2023 2024 Report Pages
Paper reduction from pilot electronic vouchers tons 2.4 73
Paper saved by electronic credit card statements Tons 32.9 31.82 32.07 76

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Balance of clean energy loans RMB billion 12.501 17.12 20.315 74
Balance of cleaner production loans RMB billion 5.185 11.456 13.225 74
Balance of energy conservation and environmental protection loans RMB billion 21.174 29.612 41.832 74
Balance of environment protection loans RMB billion 6.014 12.504 16.643 74
Balance of green service loans RMB billion 2.472 1.159 2.847 74
Balance of infrastructure green upgrade loans RMB billion 98.577 131.585 152.876 74
Diesel consumption Liters 8109.96 19085.56 7917.64 75
Energy consumption per unit area MWh/m² 0.57 0.14 0.15 75
Gasoline consumption Liters 622186.35 844719.13 606918.03 13, 75
Natural gas consumption 825250.12 773699.38 923769.38 75
Outsourced conventional power consumption kWh 72337251.7 76824916.11 84368090.45 12, 75
Outsourced green power consumption kWh 94204.3 1583437.47 334603 75
Overseas RMB bond raised by Maoming Port Group Co., Ltd. in Guangdong province million RMB 640 72
Standard coal consumption reduced by green projects Tons 36814.44 61760.48 40438.05 69, 75
Total energy consumption MWh 431414.95 116187.74 128792.75 75

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 2023 2024 Report Pages
Total office water consumption Tons 525778.38 574932.1 600694.74 12, 76
Water consumption per unit area Tons/m² 0.7 0.7 0.7 76
Water saved by green projects Tons 13362.34 69

Description of energy use efficiency target(s) set and steps taken to achieve them.

Indicator Unit 2022 2023 2024 Report Pages
Data center power usage effectiveness (PUE) / 1.323 1.316 75
Data center water usage effectiveness (WUE) 2.286 2.078 2.036 76

Description of the significant impacts of activities on the environment and natural resources and the actions taken to manage them.

Indicator Unit 2022 2023 2024 Report Pages
Carbon-Efficient Loans granted by Lishui branch million RMB 250.99 71
Environmental financing balance RMB billion 167.452 225.631 275.594 74
MSCI ESG rating A 6
Number of green bond issuers supported by CZBank 8 71
Number of green bonds issued 12 7
Number of green bonds underwritten by CZBank 12 71
Number of green projects supported No. 14176 15478 18505 74
The balance of loans to high pollution, high energy consumption and overcapacity industries RMB billion 53.048 62.897 70.07 74

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Indicator Unit 2022 2023 2024 Report Pages
Annual amount increase from innovative commercial pension products billion RMB 2.4 55
Average board meeting attendance % 99.45 94.32 95.88 12, 40
Average tenure of board members Years 5.85 5.93 3.83 40
Employment generated by Bank's assistance as of end of 2024 people 300 100
Employment resulting from lending to self-employed businesses in Zhejiang province people 30000 43
Increase in cumulative contribution to personal pension accounts (year-on-year) % 70.24 55
Increase in total number of elderly customers (year-on-year) % 16.66 55
International settlement service volume billion USD 491.7 45
Labor contract signing rate % 100 100 100 103
Minimum attendance requirements for board meetings % 50 50 50 40
Number of Han employees No. 17008 18804 20071 104
Number of directors No. 13 14 12 12
Number of directors on Board of Directors 12 34
Number of directors with PhDs 4 34
Number of directors with graduate degrees or higher 11 34
Number of domestic employees No. 17328 19204 20499 104
Number of employees aged 31-50 No. 12813 14387 15567 104
Number of employees over 50 years old No. 835 957 1088 104
Number of employees under 30 years old No. 3758 3949 3940 104
Number of ethnic minority employees No. 398 489 524 104
Number of executive directors on Board of Directors 3 34
Number of female directors No. 2 2 1 40
Number of female directors on Board of Directors 1 34
Number of female employees No. 8420 9325 9994 104
Number of financial consulting team members 4200 7
Number of grassroots employees No. 17077 18967 20226 104
Number of high-level talents provided by CZBank 3925 48
Number of independent directors No. 5 5 5 40
Number of independent non-executive directors on Board of Directors 5 34
Number of male employees No. 8986 9968 10601 104
Number of middle and senior management employees No. 329 326 369 104
Number of new domestic employees No. 3130 2878 2394 103
Number of new employees No. 3153 2896 2409 103
Number of new employees aged 31-50 No. 1889 1679 1347 103
Number of new employees over 50 years old No. 10 12 9 103
Number of new employees under 30 years old No. 1254 1205 1053 103
Number of new female employees No. 1544 1323 1101 103
Number of new grassroots employees No. 3131 2875 2390 103
Number of new male employees No. 1609 1573 1308 103
Number of new middle and senior management employees No. 22 21 19 103
Number of new overseas employees No. 23 18 15 103
Number of non-executive directors on Board of Directors 4 34
Number of non-executive directors with industry experience No. 4 4 5 40
Number of non-regular employees (contractors) No. 438 519 618 103
Number of overseas employees No. 78 89 96 104
Number of people in financial consulting team people 4200 24
Number of regular employees No. 16968 18774 19977 103
Number of small and micro enterprises granted Data Asset Loan and Data Technology Loan 8000 51
Proportion of employees covered by trade unions % 99.55 99.53 99.52 104
Social insurance coverage rate % 100 100 100 104
Total amount of financing services in RMB billion 839.839 921.689 1020.5 56
Total assets RMB, RMB billion 2621.93 3143.879 3325.539 6, 12, 56
Total financing facilitated by financial consulting system billion RMB 1087.8 24
Total liabilities RMB billion 2456 2954.302 3122.796 56
Total loans and advances to customers RMB billion 1455.03 1716.24 1857.116 56
Total number of board members No. 13 14 12 40
Total number of employees No. 17406 19293 20595 103
Trade union coverage rate % 97.3 97.3 97.3 104

Employee turnover rate by gender, age group and geographical region.

Indicator Unit 2022 2023 2024 Report Pages
Female employee turnover rate % 4.76 4.29 4.13 103
Male employee turnover rate % 6.53 5.6 5.99 103
Number of employee urgent difficulties and concerns solved problems 880 92
Operating income RMB billion 61.152 63.764 67.702 12, 56
Percentage of vacant positions filled by internal hiring % 0.73 0.84 2.95 103
Turnover rate % 5.68 4.97 5.1 13, 103
Turnover rate of employees under 30 years old % 6.52 5.62 7.1 103

Number and rate of work-related fatalities occurred in each of the past three years including the reporting year.

Indicator Unit 2023 2024 Report Pages
Number of work related fatalities No. 1 1 104

Lost days due to work injury.

Indicator Unit 2022 2023 2024 Report Pages
Employee absenteeism rate % 0.46 0.46 0.41 104
Number of working days lost due to work injury No. 1178 530 1098 104

Description of occupational health and safety measures adopted, and how they are implemented and monitored.

Indicator Unit 2024 Report Pages
ESG insurance coverage for Zhejiang Hanano New Materials Technology Co. Ltd. million RMB 16.5 70
Employees with first aid qualification certificates employees 1615 87
Number of special management campaigns targeting high-risk and abnormal employee behaviors 2 35

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Indicator Unit 2022 2023 2024 Report Pages
Attendees of clean CZBank training sessions attendees 26000 36
Clean CZBank program related courses delivered courses 740 36
Clean CZBank training sessions organized sessions 229 36
Individual and collective conversations conducted by the Bank 327 33
Number of employee education and training sessions on financial consumer protection sessions 934 83
Number of employee training projects No. 1529 1625 1607 105
Number of employees participating in Table Tennis, Badminton, and Tennis invitational contests employees 800 95
Number of employees trained No. 643273 724334 970172 105
Number of excellent courses certified courses 40 92
Number of external qualification certificates managed for employees certificates 14 92
Number of internal lecturers selected in 'Outstanding Lecturers and Courses' competition lecturers 10 92
Number of internal trainers certified trainers 100 92
Number of outstanding cadres and employees selected to deliver lectures in education support program 20 98
Number of participants in risk management training No. About 5000 About 6000 About 6000 40
Number of qualifications with examination fees covered for employees qualifications 119 92
Number of training program attendees 970000 7
Number of training programs launched 1607 7
Number of training sessions No. 3 3 4 40
Online training attendees for warning education attendees 8235 36
Outstanding young cadres selected through internal open recruitment 42 33
Position applicability of external qualification certificates certificates 9 92
Proportion of employees trained % 100 100 100 105

The average training hours completed per employee by gender and employee category.

Indicator Unit 2022 2023 2024 Report Pages
Average offline training hours Hours 24.97 24.06 24.24 105
Average online training hours Hours 29.92 34.5 46.1 105
Average training hours Hours 54.89 58.56 70.35 105
Average training hours for female employees Hours 57.06 59.93 71.56 105
Average training hours for male employees Hours 51.87 49.27 63.06 105
Average training hours for middle and senior management employees Hours 39.37 27.28 36.57 105
Average training time for ordinary employees Hours 54.52 54.61 70.98 105
Employee training expenditure RMB Million 26.6403 42.388 43.9266 105
Number of class periods taught by employees in education support program class periods 580 98
Per capita employee training expenditure RMB 1530.52 2050.11 2132.87 105

Number of suppliers by geographical region.

Indicator Unit 2021–2025 2022 2023 2024 Report Pages
Balance of 'Digital for Wealth' loans to mountainous counties RMB 7550000000 44
Balance of agricultural loans RMB 240564000000 6
Balance of broader agricultural loans RMB billion 199.924 220.783 240.564 56
Balance of financing to technological enterprises RMB 367363000000 6
Balance of green loans billion RMB 247.737 7
Balance of inclusive loans to small and micro enterprises RMB 350000000000 6, 50
Balance of loans for micro and small industrial parks and supply chains RMB billion 90 51
Balance of loans to SMEs RMB billion 341.883 405.386 457.399 12, 56
Balance of loans to private enterprises in Zhejiang billion RMB 316.202 42
Balance of loans to small and micro enterprises meeting national standards RMB 450000000000 50
Balance of manufacturing loans RMB, RMB billion 238.466 265.15 303.147 6, 56
Balance of private enterprise credit loans in Zhejiang billion RMB 53.312 42
Budget amounts involved in centralized procurement RMB billion 0.88 1.392 5.22 105
County-level comprehensive financial ecosystem construction model coverage (districts and counties in Zhejiang) districts and counties 39 26
County-level comprehensive financial ecosystem construction model coverage (districts and counties outside of Zhejiang) districts and counties 35 26
County-level comprehensive financial ecosystem construction model coverage (prefectures and cities) prefectures and cities 42 26
County-level comprehensive financial ecosystem construction model coverage (provinces) provinces 22 26
County-level comprehensive financial ecosystem construction model coverage (total districts and counties) districts and counties 74 26
Financial Pool for Export and Cross-border Asset Pool business volume billion RMB 23.5 46
Financing balance for biomedical enterprises billion RMB 16.5 49
Financing balance for major projects in Zhejiang province billion RMB 92.1 42
Financing provided to enterprises billion RMB 1087.8 7
Financing provided to technological enterprises by CZBank billion RMB 367.4 48
Growth rate of green loans from 2021 to 2025 compared to average growth rate of all loans not less than the average growth rate of all loans 65
Growth rate of total amount of loans and advances granted % 8.21 6
Inclusive agricultural loans balance billion RMB 51.112 53
Large agricultural loan balance RMB billion 199.924 220.783 240.564 12
Loans granted to address financing demands in Zhejiang province RMB 102050000000 6
Loans granted to small and micro enterprises on the recommended list RMB billion 38 51
Number of FSC members in financial consulting team people 125 24
Number of centralized procurement projects implemented in the year No. 150 201 184 105
Number of enterprises financed 103300 7
Number of overseas banks with business ties 800 45
Number of potential suppliers No. 2854 3593 4427 105
Number of private enterprise loan customers in Zhejiang 580800 42
Number of technological enterprises served by CZBank 30712 48
Number of upstream and downstream customers served by supply chain finance 70000 50
Proportion of small and micro enterprises among supply chain finance customers 80% 50
Reduction in operation nodes in JL Group supply chain process 12 50
Suppliers in Pearl River Delta No. 310 429 513 105
Suppliers in the Bohai Rim region No. 587 736 847 105
Suppliers in the Central region No. 125 171 261 105
Suppliers in the Northeast region No. 27 40 45 105
Suppliers in the Western region No. 145 185 238 105
Suppliers in the Yangtze River Delta No. 1660 2032 2523 105
Supply chain finance fund offered to JL Group and related customers RMB 47000000000 50
Supply chain finance fund offered to upstream and downstream customers RMB 700000000000 50
Total liquidity loan facilitated billion RMB 212.8 46
Underwritten local government bonds of Zhejiang province billion RMB 40.3 42
Year-on-year increase in agricultural loan balance billion RMB 19.781 53
Year-on-year increase in agricultural loan balance (percentage) % 8.96 53
Year-on-year increase in balance of loans for micro and small industrial parks and supply chains RMB billion 22 51
Year-on-year increase in green loan balance % 21.78 66
Year-on-year increase in inclusive agricultural loans balance billion RMB 8.358 53
Year-on-year increase in inclusive agricultural loans balance (percentage) % 19.55 53
Year-on-year increase in loans to mountainous and island counties % 11.6 44

Description of practices relating to engaging suppliers, number of suppliers where the practices are being implemented, and how they are implemented and monitored.

Indicator Unit 2022 2023 2024 Report Pages
CZBank investment in green bonds for wealth management million RMB 1315 72
Centralized procurement project performance rate % 100 100 100 105
Green loans increased compared with the previous year RMB billion 41.679 57.513 44.301 74
Green low-carbon cards issued by CZBank cards 16000 72
Operation time saved in JL Group supply chain process 60% 50
Reduction in completion time for JL Group supply chain process days 12 50
Supplier review coverage % 100 100 100 105
Workload reduction in JL Group supply chain process 40% 50

Description of practices used to identify environmental and social risks along the supply chain, and how they are implemented and monitored.

Indicator Unit 2022 2023 2024 Report Pages
The proportion of the balance of loans to high pollution, high energy consumption and overcapacity industries to all loan balances % 3.48 3.73 3.78 74

Description of practices used to promote environmentally preferable products and services when selecting suppliers, and how they are implemented and monitored.

Indicator Unit 2024 Report Pages
Overall green loan growth rate not lower than overall loan growth rate not lower than overall loan growth rate 65

Percentage of total products sold or shipped subject to recalls for safety and health reasons.

Indicator Unit 2024 Report Pages
Devices identified and blacklisted by event control system devices 408 86

Number of products and service related complaints received and how they are dealt with.

Indicator Unit 2022 2023 2024 Report Pages
Amount of international investment banking business provided to domestic and overseas credible customers RMB billion 33.2 47
Average daily active users of 'Hive Community' platform users 1500 92
Bank agency business complaints complaints 984 89
Bank card complaints complaints 59200 89
Complaints - Beijing Branch complaints 1411 89
Complaints - Changsha Branch complaints 592 89
Complaints - Chengdu Branch complaints 911 89
Complaints - Chongqing Branch complaints 1897 89
Complaints - Fuzhou Branch complaints 70 89
Complaints - Guangzhou Branch complaints 1205 89
Complaints - Guiyang Branch complaints 98 89
Complaints - Hangzhou Branch complaints 2067 89
Complaints - Hefei Branch complaints 251 89
Complaints - Hohhot Branch complaints 118 89
Complaints - Huzhou Branch complaints 189 89
Complaints - Jiaxing Branch complaints 186 89
Complaints - Jinan Branch complaints 975 89
Complaints - Jinhua Branch complaints 258 89
Complaints - Lanzhou Branch complaints 466 89
Complaints - Lishui Branch complaints 58 89
Complaints - Nanchang Branch complaints 215 89
Complaints - Nanjing Branch complaints 1070 89
Complaints - Nanning Branch complaints 23 89
Complaints - Ningbo Branch complaints 605 89
Complaints - Qingdao Branch complaints 238 89
Complaints - Quzhou Branch complaints 68 89
Complaints - Shanghai branch complaints 2100 89
Complaints - Shaoxing Branch complaints 317 89
Complaints - Shenyang Branch complaints 629 89
Complaints - Shenzhen Branch complaints 789 89
Complaints - Suzhou Branch complaints 643 89
Complaints - Taiyuan Branch complaints 23 89
Complaints - Taizhou Branch complaints 166 89
Complaints - Tianjin Branch complaints 536 89
Complaints - Wenzhou Branch complaints 504 89
Complaints - Wuhan Branch complaints 368 89
Complaints - Xi'an Branch complaints 793 89
Complaints - Zhengzhou Branch complaints 1274 89
Complaints - Zhoushan Branch complaints 26 89
Complaints received by Head Office complaints 110423 89
Customer complaint handling rate 100% 89
Customer complaint settlement rate 100% 89
Customer deposits RMB billion 1681.443 1868.659 1922.289 56
Customer service hotline attendants 95527 90
Customer service hotline satisfaction rate % 99.81 90
Increase in number of personal pension accounts opened (year-on-year) % 47.43 55
Loan complaints complaints 31212 89
Number of biomedical enterprises served by the Bank 1700 49
Number of customers engaging in major projects of Zhejiang province 1432 42
Number of customers on JL Group supply chain 300 50
Number of customers receiving Carbon-Efficient Loans in Lishui 34 71
Number of customers signed up for CZBank Global Trading 13000 47
Number of customized 'Jingui Life' financial products issued 28 55
Number of electronic banking transactions Million, No. 251.434 452.1528 806.3231 12, 75
Number of financial consulting studios 235 7
Number of financial consulting studios set up studios 235 24
Number of minor currencies handled by Yongjin Global Exchange 2.0 100 45
Number of mobile banking customers million 7.227 81
Number of pension FOF funds launched on a commission basis 77 55
Online foreign exchange trading of CZBank Global Trading USD billion 60 47
Proactive credit models - number of customers served customers 3031 46
Proactive credit models - total loans granted billion RMB 16.3 46
Professional services for foreign education (number of students) students 100000 47
Quarterly or monthly shared bike service cards provided 20000 72
Rate of e-banking substitution % 99.75 99.85 99.91 12, 75
Self-operated wealth complaints complaints 890 89
Total complaints received and handled complaints 131562 89
Year-on-year growth of mobile banking customers % 18.83 81
Year-on-year increase in average daily active users of 'Hive Community' platform 24% 92

Description of practices relating to observing and protecting intellectual property rights.

Indicator Unit 2022 2023 2024 Report Pages
Cumulative number of invention patent applications submitted No. 111 116 134 106
Cumulative number of patent grants obtained No. 35 46 88 106
Cumulative number of software copyrights obtained No. 31 40 46 106
Cumulative number of successfully registered trademarks No. 484 509 526 106
Number of domestic trademarks successfully registered trademarks 450 37
Number of enterprises served by financial consulting system enterprises 103300 24
Number of major currencies for collection and payment clearing services 10 45
Number of overseas trademarks successfully registered trademarks 76 37
Number of registered domestic trademarks No. 402 429 450 106
Number of registered overseas trademarks No. 82 80 76 106
Number of trademarks successfully registered (total) trademarks 526 37

Description of quality assurance process and recall procedures.

Indicator Unit 2022 2023 2024 Report Pages
Number of new (or substantially changed) products and services reviewed (Head Office level) No. 296 649 1191 105

Description of consumer data protection and privacy policies, and how they are implemented and monitored.

Indicator Unit 2022 2023 2024 Report Pages
Abnormal transactions intercepted through facial authentication transactions 22240 86
Credit card electronic statement usage rate % 100 100 100 76
Cross-border Renminbi settlement - receipt and payment achieved billion RMB 351 46
Cross-border guarantee services amount provided by the Bank RMB billion 25 47
Number of information technology projects and No. 23 17 18 40
Number of trainees receiving education and training on financial consumer protection trainees 126000 83
Suspicious bank cards identified (public security and telecom service providers) bank cards 161 86
Suspicious transfer transactions intercepted based on public security department’s early warning list transactions 4779 86

Number of concluded legal cases regarding corrupt practices brought against the issuer or its employees during the reporting period and the outcomes of the cases.

Indicator Unit 2022 2023 2024 Report Pages
Amount transferred in high-risk transactions intercepted by event control system billion RMB 1.437 86
Capital adequacy ratio % 11.6 12.19 12.61 12, 56
Foreign exchange transactions with customers billion USD180 47
Share of private enterprise credit loans in total enterprise credit loans in Zhejiang 40% 42
Total tax paid RMB billion 12.654 10.905 10.442 12, 56

Description of preventive measures and whistle-blowing procedures, and how they are implemented and monitored.

Indicator Unit 2022 2023 2024 Report Pages
Amount intercepted from fraud or gambling-related transactions (high-risk telecom sim cards) million RMB 19.4493 86
Amount intercepted from high-risk telecom sim card victim transactions million RMB 10.2399 86
Anti-corruption commitment letters signed by employees copies 21713 36
Clean governance assessments conducted 4 36
Clean governance opinions issued on employees employees 1587 36
Fraud or gambling-related transactions intercepted (high-risk telecom sim cards) transactions 1385 86
High-risk login requests identified and rejected by event control system login requests 4864 86
High-risk telecom sim card victim transactions intercepted transactions 213 86
High-risk transactions automatically identified and intercepted by event control system transactions 2399 86
Letters of responsibility for Party conduct and clean governance at all levels signed 1498 36
Number of ESG related issues reviewed by the Board No. 6 7 8 40
Number of board meetings No. 14 11 14 12, 40
Number of internal audit projects No. 539 591 468 40
Number of non executive directors No. 5 5 4 40
Number of special rectification actions for supervision and discipline enforcement 13 35
The proportion of IT infrastructure that has passed ISO27001 and other management system certifications % 100 100 100 106
Total amount of suspicious transfer transactions intercepted based on public security department’s early warning list million RMB 267 86
Visits paid to integrity education bases 278 33

Description of anti-corruption training provided to directors and staff.

Indicator Unit 2022 2023 2024 Report Pages
Number of anti-money laundering training sessions No. 645 1032 1107 106
Number of employees covered by anti-money laundering training No. 57844 73772 85844 106
Number of executive directors No. 3 4 3 40
Number of risk management training sessions No. 28 34 29 40
Party discipline courses delivered by Party secretaries at all levels 65 33
Party discipline courses delivered by branch secretaries of Party committees 617 33
Second prize in Zhejiang Short Anti-fraud Video Competition for 'Zhong Kui Descending to Overwhelm Frauds' drama second prize 87

Focus areas of contribution (e.g. education, environmental concerns, labour needs, health, culture, sport).

Indicator Unit 2022 2023 2024 Report Pages
Awareness raising activities arranged by the Bank 440 33
Bank's financial services for mountainous and island counties RMB 88550000000 44
Clean Image Index evaluation customers covered customers 4698 36
Clean Image Index evaluation employees covered employees 7941 36
First charitable trust established in Linping Financial Service Demonstration Zone million RMB 2 29
Green loan balance RMB billion, billion RMB 145.923 203.436 247.737 12, 66, 74
Liquidity support offered to address financing needs billion RMB 18.4 46
Number of Charity Studios 31 7
Number of charity projects carried out via digital charity platform projects 39 80
Number of charity studios set up studios 31 29
Number of communities involved in Jiaxing branch financial knowledge promotion activities communities 10 101
Number of districts and counties with financial ecosystem construction model 74 7
Number of financial knowledge promotion activities arranged by Jiaxing branch activities 19 101
Number of issues of 'Listening to Hive Community Members and Hive Communication Special Report' released issues 17 92
Number of provinces and cities with financial consulting studios 24 7
Number of schools involved in Jiaxing branch financial knowledge promotion activities schools 6 101
Number of self-employed businesses granted 'Zhe Ge Hao · Shu Yi Dai' loans 3200 44
Number of self-employed businesses in Zhejiang province receiving loans 15400 43
Number of shareholders’ meetings No. 5 2 2 40
Number of teams in Table Tennis, Badminton, and Tennis invitational contests teams 41 95
Number of themed activities held with elderly associations, universities, and communities 100 55
Number of youth volunteer service activities carried out activities 600 29
Proportion of new charitable trust projects registered by the bank (of national total) % 17.81 29
Size of green bonds RMB billion 10 - - 74
Subway passenger discounts provided via green low-carbon cards 630000 72
Total number of visits to 'Hive Community' platform million visits 4.03 92
Value of Company H Phase-2 Medium-term Green Notes issued million RMB 300 71

Resources contributed (e.g. money or time) to the focus area.

Indicator Unit 2022–2024 2024 Report Pages
Agricultural loan balance billion RMB 240.564 53
Annual donations million RMB 24.2913 7
Data Asset Loan and Data Technology Loan granted to small and micro enterprises RMB billion 6 51
ESG loan amount granted to Zhejiang Hanano New Materials Technology Co. Ltd. million RMB 30 70
Fund provided to high-level talents by CZBank billion RMB 34.5 48
Funds raised from green bonds billion RMB 7.137 7
Funds recovered through bank-police cooperation at Lanzhou branch RMB 200000 88
Increase in balance of green loans percent 21.78 7
Investment in green bonds for wealth management billion RMB 1.315 7
Managed donation funds via digital charity platform RMB 250000000 80
Number of employees provided with targeted assistance employees 117 93
Number of institutions adopting digital charity platform (Zhejiang and Fujian provinces) institutions 25 80
Number of people benefited from youth volunteer service activities people 28000 29
Number of people helped via digital charity platform people 3000 80
Number of registered charitable trust projects projects 96 29
Number of teachers and students attending Jiaxing branch financial knowledge promotion activities teachers and students 2767 101
Number of volunteers participating in youth volunteer service activities volunteers 3900 29
Number of volunteers recruited via digital charity platform volunteers 4000 80
Reduction in exchange settlement fees for a shoe manufacturer in a mountainous area RMB million 2 51
Total amount of loans and advances granted RMB 1857100000000 6
Total amount of registered charitable trust projects million RMB 37.89 29
Total assistance funds provided by the Bank as of end of 2024 RMB 300000000 100
Total financial aid provided to employees in difficulties RMB 576600 93
Total value of 'Zhe Ge Hao · Shu Yi Dai' loans granted to self-employed businesses RMB 2000000000 44
Total value of green bonds underwritten by CZBank million RMB 7137 71

The types of emissions and respective emissions data.

Standard Indicator Unit 2022 2023 2024
Airborne Particulate Matter (PM) Emissions Tons 0.06 0.05 0.06
NOₓ Emissions Tons 8.52 7.98 9.53
SOₓ Emissions Tons 0.34 0.32 0.38

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Direct GHG Emissions (Scope 1) Tons of CO₂ equivalent 3184.02 3586.64 3463.8
Indirect Energy Emissions (Scope 2) Tons of CO₂ equivalent 178096.8 52826.06 52857.46
Total GHG Emissions Tons of CO₂ equivalent 181280.83 56412.7 56321.26
Total GHG Emissions Intensity (By Area) Tons of CO₂ equivalent / m² 0.24 0.07 0.07

Total hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Total Hazardous Waste Tons 17.52 25.84 35.44
Total Hazardous Waste Intensity (By Area) Tons/m² 0.000023 0.000032 0.000042

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Non-Hazardous Waste (Domestic Waste) Tons 4936.82 6994.89 8060.71
Non-Hazardous Waste (Electronic Waste) Tons 61.88 67.93 80.79
Non-Hazardous Waste (Kitchen Waste) Tons 1517.06 2195.11 2590.71
Non-Hazardous Waste (Office Waste) Tons 62.23 6.58 3.02
Total Non-Hazardous Waste Disposed Tons 6577.98 9264.5 10735.22
Total Non-Hazardous Waste Intensity (By Area) Tons/m² 0.0087 0.0113 0.0126

Description of emissions target(s) set and steps taken to achieve them.

Standard Indicator Unit 2022 2023 2024
Ammonia Nitrogen Emissions Reduction Compared to Last Year Tons 723.94 12.19 24.38
CO2 Emissions Reduction Compared to Last Year Tons 80770.21 175628.75 260121.18
SO2 Emissions Reduction Compared to Last Year Tons 1278.11 3348.19 4896.82

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Diesel Fuel Consumption Liters 8109.96 19085.56 7917.64
Energy Consumption Intensity (By Area) MWh/m² 0.57 0.14 0.15
Gasoline Consumption Liters 622186.35 844719.13 606918.03
Natural Gas Consumption 825250.12 773699.38 923769.38
Total Energy Consumption MWh 431414.95 116187.74 128792.75

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022 2023 2024
Water Consumption in Office Tons 525778.38 574932.1 600694.74

Description of energy use efficiency target(s) set and steps taken to achieve them.

Standard Indicator Unit 2022 2023 2024
Data Center Power Usage Effectiveness (PUE) / 1.323 1.316
Data Center Water Usage Effectiveness (WUE) 2.286 2.078 2.036

Description of the significant climate-related issues which have impacted, and those which may impact, the issuer, and the actions taken to manage them.

Standard Indicator Unit
Investment in Climate Change Management billion RMB

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Standard Indicator Unit 2022 2023 2024
Number of Contractors No. 438 519 618
Number of Employees Aged 30-50 No. 12813 14387 15567
Number of Employees Aged Above 50 No. 835 957 1088
Number of Employees Aged Below 30 No. 3758 3949 3940
Number of Employees in Mainland China No. 17328 19204 20499
Number of Employees in Overseas No. 78 89 96
Number of Female Employees No. 8420 9325 9994
Number of Male Employees No. 8986 9968 10601
Number of New Employees No. 3153 2896 2409
Number of New Employees (Above 50) No. 10 12 9
Number of New Employees (Aged 30-50) No. 1889 1679 1347
Number of New Employees (Aged Below 30) No. 1254 1205 1053
Number of New Employees (Female) No. 1544 1323 1101
Number of New Employees (Male) No. 1609 1573 1308
Number of New Employees (Overseas) No. 23 18 15
Number of Total Employees No. 17406 19293 20595
Percentage of Female Employees % 48.37 48.33 48.53

Employee turnover rate by gender, age group and geographical region.

Standard Indicator Unit 2022 2023 2024
Turnover Rate of Employees Aged Below 30 % 6.52 5.62 7.1
Turnover Rate of Female Employees % 4.76 4.29 4.13
Turnover Rate of Male Employees % 6.53 5.6 5.99
Turnover Rate of Total Employees % 5.68 4.97 5.1

Number and rate of work-related fatalities occurred in each of the past three years including the reporting year.

Standard Indicator Unit 2023 2024
Number of Fatalities of the Last 3 Years No. 2
Number of Work-related Fatalities No. 1 1

Lost days due to work injury.

Standard Indicator Unit 2022 2023 2024
Lost Days Due to Work-related Injuries No. 1178 530 1098

Description of occupational health and safety measures adopted, and how they are implemented and monitored.

Standard Indicator Unit 2024
Investment in Work Safety million RMB 16.5

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Standard Indicator Unit 2022 2023 2024
Percentage of Employees Trained % 100 100 100
Total Cost of Training RMB Million 26.6403 42.388 43.9266

The average training hours completed per employee by gender and employee category.

Standard Indicator Unit 2022 2023 2024
Average Training Hours (Female) Hours 57.06 59.93 71.56
Average Training Hours (General Staff) Hours 54.52 54.61 70.98
Average Training Hours (Male) Hours 51.87 49.27 63.06
Average Training Hours (Senior Management) Hours 39.37 27.28 36.57
Average Training Hours per Employee Hours 54.89 58.56 70.35

Number of suppliers by geographical region.

Standard Indicator Unit 2022 2023 2024
Number of Suppliers in Central China No. 125 171 261
Number of Suppliers in East China No. 1660 2032 2523
Number of Suppliers in Northeast China No. 27 40 45
Number of Suppliers in Pearl River Delta No. 310 429 513
Number of Suppliers in West China No. 145 185 238
Number of Suppliers in the Bohai Rim region No. 587 736 847
Number of Total Suppliers No. 2854 3593 4427

Percentage of total products sold or shipped subject to recalls for safety and health reasons.

Standard Indicator Unit 2024
Number of Recalled Products for Safety and Health Reasons devices 408

Number of products and service related complaints received and how they are dealt with.

Standard Indicator Unit 2022 2023 2024
Complaint Growth Rate % -10.38 -9.41 10.41
Complaints Handling Rate % 100
Number of Complaints Dealt with complaints 131562
Satisfaction Rate of Customer Complaint Handling % 99.81
Total Number of Customer Complaints No. 131562 119169 131562

Description of practices relating to observing and protecting intellectual property rights.

Standard Indicator Unit 2022 2023 2024
Accumulative Number of Patent Applications No. 111 116 134
Accumulative Number of Patents Granted No. 35 46 88
Number of Trademark Registrations No. 484 509 526

Description of anti-corruption training provided to directors and staff.

Standard Indicator Unit 2022 2023 2024
Number of Anti-corruption Training Session No. 645 1032 1107
Number of People Participated in Ethical Standards and Anti-corruption Training No. 57844 73772 85844

Resources contributed (e.g. money or time) to the focus area.

Standard Indicator Unit 2024
Number of Employees Participating in Volunteer Activities employees 117
Number of Registered Volunteers volunteers 4000
Total Cash Donations RMB 24291300
Total Public Welfare Donations RMB 24291300
Total Social Investment RMB 300000000