2023 ENVIRONMENTAL, SOCIAL AND GOVERNANCE REPORT

Year: 2023
Published: 2024-04-08
Status: Processed

Extracted ESG KPIs

KPIs are organized by ESG aspects.

The types of emissions and respective emissions data.

Indicator Unit 2021 2022 2023 Report Pages
Nitrogen oxides (NOx) air emissions kg 93.29 73.65 84.2 65
Particulate matter (PM) air emissions kg 8.94 7.06 8.07 65
Proportion of loans to the industries with 'high pollution & energy consumption and overcapacity' % 0.86 0.56 0.28 70
Sulphur oxides (SOx) air emissions kg 0.22 0.18 0.25 65

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2021 2022 2023 Report Pages
Direct greenhouse gas emissions (Scope 1) tonne of CO2e 41.32 34.34 36.91 65
Greenhouse gas emissions intensity (area) tonne of CO2e/m² 0.04 0.03 0.02 65
Greenhouse gas emissions intensity (person) tonne of CO2e/staff 0.37 0.4 0.44 65
Indirect greenhouse gas emissions (Scope 2) tonne of CO2e 173.99 148.23 184.82 65
Total greenhouse gas emissions (Scopes 1 and 2) tonne of CO2e 215.31 182.57 221.73 65

Total hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2021 2022 2023 Report Pages
Generation of used batteries unit 4 128 64 66
Generation of used toner cartridges/ink boxes unit 568 602 652 66
Recycling of used batteries unit 4 128 64 66
Recycling of used computers unit 50 232 66
Recycling of used toner cartridges/ink boxes unit 568 602 652 66

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2021 2022 2023 Report Pages
Generation of non-hazardous waste ton 0.34 0.34 0.38 66
Generation of used computers unit 50 232 66
Non-hazardous waste intensity (person) kg/staff 0.59 0.74 0.76 66
Paper consumption intensity (person) tonne/staff 0.0037 0.0031 0.0036 66
Recycling of non-hazardous waste ton 0.17 0.14 0.19 66

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2021 2022 2023 Report Pages
Coverage of smart counters % 85.12 84.55 93.6 73
Gasoline consumption by vehicles liter 14737 12158 16858 65
Number of smart counters unit 197 196 228 73
Total electricity consumption kWh 285189 255133 312303 65
Total electricity consumption intensity (area) kWh/m² 53.46 47.83 20.72 65
Total electricity consumption intensity (person) kWh/staff 491.71 555.85 622.12 65

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2021 2022 2023 Report Pages
Total water consumption 2345 2304 3520 65
Total water consumption intensity (area) m³/m² 0.44 0.43 0.23 65
Total water consumption intensity (person) m³/staff 4.04 5.02 7.01 65

Total packaging material used for finished products (in tonnes) and, if applicable, with reference to per unit produced.

Indicator Unit 2021 2022 2023 Report Pages
Electronic bill paper saving ton 1.08 1.52 1.63 66
Total paper consumption ton 11.24 10.51 11.98 66

Description of the significant impacts of activities on the environment and natural resources and the actions taken to manage them.

Indicator Unit 2021 2022 2023 Report Pages
Investment scale of green bonds hundred million yuan 3 2.38 2.38 70

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Indicator Unit 2021 2022 2023 Report Pages
Average attendance at meetings of the Board of Directors % 100 100 98 71
Average attendance at meetings of the Board of Supervisors % 100 100 94 71
Number of employee directors person / 1 1 71
Number of employee supervisors person 3 3 3 71
Number of external supervisors person 3 3 2 71
Number of female directors person 3 3 3 71
Number of general party branches no. 3 3 3 72
Number of independent directors person 5 5 5 71
Number of male directors person 12 12 12 71
Number of non-executive directors person 5 4 4 71
Number of party members person 979 1041 1049 72
Number of supervisors in the Board of Supervisors person 9 9 8 71
Number of trade union member representative meetings, number of full member meetings, and number of worker’s representative meetings times 1 1 1 69
Total number of grassroots staff person 2193 2363 2410 67
Total number of middle management staff person 840 886 899 67
Total number of senior management staff person 11 10 10 67
Total number of staff (female) person 1711 1836 1872 67
Total number of staff (male) person 1333 1423 1447 67
Total number of staff aged 30-50 person 2154 2453 2479 67
Total number of staff aged below 30 person 760 655 662 67
Total number of staff aged over 50 person 130 151 178 67
Total number of staff from Shandong Province person 2808 3006 3069 67
Total number of staff outside Shandong Province person 236 253 250 67
WeChat banking construction times 46649 51915 60411 73

Employee turnover rate by gender, age group and geographical region.

Indicator Unit 2021 2022 2023 Report Pages
Staff Turnover Rate (Aged 30-50) percentage 5.9 5.7 6 68
Staff Turnover Rate (Aged below 30) percentage 10.6 10 11 68
Staff Turnover Rate (Aged over 50) percentage 0.8 1.1 68
Staff Turnover Rate (Staff from Shandong Province) percentage 6.6 6.2 6.8 68
Staff Turnover Rate (Staff outside Shandong Province) percentage 9.3 7.9 6.8 68
Staff turnover rate (female) percentage 5.3 5.7 5.1 67
Staff turnover rate (male) percentage 8.9 7.1 8.9 67

Lost days due to work injury.

Indicator Unit 2021 2023 Report Pages
Lost days due to work-related injuries day 283 32 69

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Indicator Unit 2021 2022 2023 Report Pages
Employee satisfaction % 100 100 100 69
Number of training sessions for party members person-time 979 1041 1049 71
Percentage of Staff Trained (Female staff) percentage 100 100 100 68
Percentage of Staff Trained (Grassroots staff) percentage 100 100 100 68
Percentage of Staff Trained (Male staff) percentage 100 100 100 68
Percentage of Staff Trained (Middle management) percentage 100 100 100 68
Percentage of Staff Trained (Senior management) percentage 100 100 100 68

The average training hours completed per employee by gender and employee category.

Indicator Unit 2021 2022 2023 Report Pages
Average Number of Training Hours Per Staff (Female staff) hour 40 40 42 68
Average Number of Training Hours Per Staff (Grassroots staff) hour 40 40 42 69
Average Number of Training Hours Per Staff (Male staff) hour 40 40 42 68
Average Number of Training Hours Per Staff (Middle management) hour 40 40 42 69
Average Number of Training Hours Per Staff (Senior management) hour 40 40 42 69

Number of suppliers by geographical region.

Indicator Unit 2021 2022 2023 Report Pages
Agriculture-related loans to urban enterprises and various organizations hundred million yuan 20.19 20.78 34.3 70
Balance of agriculture-related loans hundred million yuan 310.41 304.04 331.21 70
Balance of green loans hundred million yuan 126.2 159.51 260.21 70
Balance of inclusive assistance ten thousand yuan 2075795.17 2396169.77 2968733.76 70
Balance of loans to MSEs hundred million yuan 462.38 579.77 749.65 70
Balance of loans to SMEs hundred million yuan 808.32 949.32 1139.31 70
Balance of loans to the industries with 'high pollution & energy consumption and overcapacity' hundred million yuan 12.31 9.22 5.23 70
Number of MSE loan customers customer 1045 3232 8236 70
Number of suppliers by region – Domestic no. 164 184 197 74
Other agriculture-related loans hundred million yuan 0.29 0.25 0.56 70
Proportion of agriculture-related loan balance to total loan balance % 21.66 18.51 17.44 70
Total number of suppliers no. 164 184 197 74

Description of practices relating to engaging suppliers, number of suppliers where the practices are being implemented, and how they are implemented and monitored.

Indicator Unit 2021 2022 2023 Report Pages
Supplier review coverage % 100 100 100 74

Number of products and service related complaints received and how they are dealt with.

Indicator Unit 2021 2022 2023 Report Pages
Complaint settlement rate % 100 100 100 74
Customer complaint handling rate % 100 100 100 74
Customer service center construction times 134862 126941 141470 73
Customers signed personal mobile banking in the year Ten thousand customers 195.87 253.31 319.4 66
Customers signed through WeChat banking in the year Ten thousand customers 4.66 5.19 6.04 66
Manual service volume of remote banking ten thousand person-times 0.12 3.07 5.78 73
Number of customer complaints case 38 11 59 74
Number of video conferences held times 5000 6100 6200 66
Online banking construction person 86326 49923 50911 73
Outlets covered by smart counters no. 103 104 117 73
Personal mobile banking construction person 1958741 2533106 3193985 73
Substitution rate of electronic banking channel % 85.97 85.36 86.68 73

Description of practices relating to observing and protecting intellectual property rights.

Indicator Unit 2021 2022 2023 Report Pages
Number of intellectual property rights case 4 6 6 74

Description of quality assurance process and recall procedures.

Indicator Unit 2021 2022 2023 Report Pages
Telephone banking construction person 261999 272713 278064 73

Description of consumer data protection and privacy policies, and how they are implemented and monitored.

Indicator Unit 2021 2022 2023 Report Pages
Coverage person-time of training sessions on protecting customer rights and privacy person-time 533 526 557 74
Expenditure on consumer rights protection ten thousand yuan 23 15 21 74
Number of information security training sessions times 12 13 11 73
Number of training sessions on protecting customer rights and privacy times 7 7 9 74
Person-time of information security training person-time 3412 4182 4054 73
Self-service banking construction no. 124 126 129 73

Number of concluded legal cases regarding corrupt practices brought against the issuer or its employees during the reporting period and the outcomes of the cases.

Indicator Unit 2021 2022 2023 Report Pages
Submission of block trade report ten thousand copies 44 41 38 72
Submission of suspicious trade report no. 2745 2328 1935 72

Description of preventive measures and whistle-blowing procedures, and how they are implemented and monitored.

Indicator Unit 2021 2022 2023 Report Pages
Comprehensive signing rate of electronic reconciliation % 97.6 98.46 98.73 66
Number of issues considered or heard by the Board of Directors no. 76 72 60 71
Number of issues considered or heard by the Board of Supervisors no. 74 72 68 71
Number of issues considered or heard by the Shareholders’ General Meeting no. 17 18 13 71
Number of meetings of the Board of Directors times 8 5 4 71
Periodic reports, interim announcements, corporate governance documents, etc. disclosed during the Reporting Period no. 33 38 38 71

Description of anti-corruption training provided to directors and staff.

Indicator Unit 2021 2022 2023 Report Pages
Coverage rate of compliance and warning education and training % 100 100 100 72
Hours of compliance and warning education and training Hours 24 25 30 72
Number of anti-money laundering trainings times 19 21 23 72
Number of compliance and warning education and training sessions times 6 6 7 72
Number of executive directors person 5 5 5 71
Number of meetings of the Board of Supervisors times 5 4 4 71
Number of meetings of the Shareholders’ General Meeting times 1 1 1 71
Number of members in the Board of Directors person 15 15 15 71
Number of participants in compliance and warning education exam person-time 49300 24700 25400 72
Number of person-times covered by anti-graft and anti-corruption training person-time About 3000 About 9600 About 12400 72
Number of person-times covered by anti-money laundering training person-time 4104 2775 5475 72

Focus areas of contribution (e.g. education, environmental concerns, labour needs, health, culture, sport).

Indicator Unit 2021 2022 2023 Report Pages
Accumulated number of activities to popularize financial knowledge times 4 4 4 74
Investment amount of financial knowledge popularization ten thousand yuan 3 3 3 74
Loans to rural enterprises and various organizations hundred million yuan 238.47 244.93 262.95 70
Number of audiences benefiting from financial knowledge popularization person-time 380000 400000 560000 74
Number of beneficiaries of public welfare and charity programs person 324 337 349 69
Number of grassroots party committees under the party committee of the Head Office no. 18 18 18 72
Number of party branches no. 71 72 73 72
Number of shareholder supervisors person 3 3 3 71
Proportion of loans to MSEs % 45.82 49.52 55.54 70
Proportion of loans to SMEs % 80.1 81.08 84.4 70
Roadshow times / / 2 71

Resources contributed (e.g. money or time) to the focus area.

Indicator Unit 2021 2022 2023 Report Pages
Amount of employee assistance ten thousand yuan 12.7 5.56 5.9 69
Amount of public welfare and charity donations ten thousand yuan 13 13 18 69
Farmer loans hundred million yuan 51.46 38.08 33.4 70
Number of SME franchised institutions unit 1 1 1 70
Number of SME loan customers customer 1329 3503 8535 70
Number of public welfare and charity programs unit 2 2 2 69
Total number of meetings times 9700 10200 13900 66

The types of emissions and respective emissions data.

Standard Indicator Unit 2021 2022 2023
Airborne Particulate Matter (PM) Emissions kg 8.94 7.06 8.07
NOₓ Emissions kg 93.29 73.65 84.2
SOₓ Emissions kg 0.22 0.18 0.25

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2021 2022 2023
Direct GHG Emissions (Scope 1) tonne of CO2e 41.32 34.34 36.91
Indirect Energy Emissions (Scope 2) tonne of CO2e 173.99 148.23 184.82
Total GHG Emissions tonne of CO2e 215.31 182.57 221.73
Total GHG Emissions Intensity (By Area) tonne of CO2e/m² 0.04 0.03 0.02
Total GHG Emissions Intensity (By Employee) tonne of CO2e/staff 0.37 0.4 0.44

Total hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2021 2022 2023
Hazardous Waste (Electronic and IT Equipment) unit 50 232
Hazardous Waste (Used Batteries) unit 4 128 64

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2021 2022 2023
Non-Hazardous Waste Recycled ton 0.17 0.14 0.19
Total Non-Hazardous Waste Intensity (By Employee) kg/staff 0.59 0.74 0.76

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2021 2022 2023
Gasoline Consumption liter 14737 12158 16858
Purchased Electricity kWh 285189 255133 312303
Total Electricity Consumption Intensity (By Area) kWh/m² 53.46 47.83 20.72
Total Electricity Consumption Intensity (By Employee) kWh/staff 491.71 555.85 622.12

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2021 2022 2023
Water Consumption 2345 2304 3520

Total packaging material used for finished products (in tonnes) and, if applicable, with reference to per unit produced.

Standard Indicator Unit 2021 2022 2023
Packaging Material Consumption (Paper) ton 11.24 10.51 11.98

Description of the significant impacts of activities on the environment and natural resources and the actions taken to manage them.

Standard Indicator Unit 2021 2022 2023
Total Investment in Ecological Restoration hundred million yuan 3 2.38 2.38

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Standard Indicator Unit 2021 2022 2023
Number of Employees Aged 30-50 person 2154 2453 2479
Number of Employees Aged Above 50 person 130 151 178
Number of Employees Aged Below 30 person 760 655 662
Number of Employees in Mainland China person 3044 3259 3319
Number of Female Employees person 1711 1836 1872
Number of General Employees person 2193 2363 2410
Number of Male Employees person 1333 1423 1447
Number of Middle Management Employees person 840 886 899
Number of Senior Management Employees person 11 10 10
Number of Total Employees person 3044 3259 3319
Percentage of Employees Aged 30-50 % 70.78 75.27 74.72
Percentage of Employees Aged Above 50 % 4.27 4.63 5.36
Percentage of Employees Aged Below 30 % 24.98 20.1 19.95
Percentage of Employees in Mainland China % 100 100 100
Percentage of Female Employees % 56.19 56.33 56.4
Percentage of General Employees % 72.04 72.51 72.62
Percentage of Male Employees % 43.81 43.67 43.6
Percentage of Middle Management Employees % 27.6 27.18 27.08
Percentage of Senior Management Employees % 0.36 0.31 0.3

Employee turnover rate by gender, age group and geographical region.

Standard Indicator Unit 2021 2022 2023
Turnover Rate of Employees Aged 30-50 percentage 5.9 5.7 6
Turnover Rate of Employees Aged Above 50 percentage 0.8 1.1
Turnover Rate of Employees Aged Below 30 percentage 10.6 10 11
Turnover Rate of Female Employees percentage 5.3 5.7 5.1
Turnover Rate of Male Employees percentage 8.9 7.1 8.9

Lost days due to work injury.

Standard Indicator Unit 2021 2023
Lost Days Due to Work-related Injuries day 283 32

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Standard Indicator Unit 2021 2022 2023
Percentage of Employees Trained % 100 100 100
Percentage of Trained Female Employees % 100 100 100
Percentage of Trained Male Employees % 100 100 100
Percentage of Trained Middle Management % 100 100 100
Percentage of Trained Senior Management % 100 100 100

The average training hours completed per employee by gender and employee category.

Standard Indicator Unit 2021 2022 2023
Average Training Hours (Female) hour 40 40 42
Average Training Hours (Male) hour 40 40 42
Average Training Hours (Middle Management) hour 40 40 42
Average Training Hours (Senior Management) hour 40 40 42
Average Training Hours per Employee hour 40 40 42

Number of suppliers by geographical region.

Standard Indicator Unit 2021 2022 2023
Number of Suppliers in Mainland China no. 164 184 197
Number of Total Suppliers no. 164 184 197

Number of products and service related complaints received and how they are dealt with.

Standard Indicator Unit 2021 2022 2023
Complaints Handling Rate % 100 100 100
Total Number of Customer Complaints case 38 11 59

Description of practices relating to observing and protecting intellectual property rights.

Standard Indicator Unit 2021 2022 2023
Number of Intellectual Property Rights Obtained by the Company case 4 6 6

Description of preventive measures and whistle-blowing procedures, and how they are implemented and monitored.

Standard Indicator Unit 2021 2022 2023
Percentage of Suppliers Accepting Anti-corruption Policies % 97.6 98.46 98.73

Description of anti-corruption training provided to directors and staff.

Standard Indicator Unit 2021 2022 2023
Coverage Rate of Ethical Standards and Anti-Corruption Training % 100 100 100
Number of Anti-corruption Training Session times 6 6 7
Number of Attendance for Anti-corruption Training person-time 3000 9600 12400

Resources contributed (e.g. money or time) to the focus area.

Standard Indicator Unit 2021 2022 2023
Total Public Welfare Donations ten thousand yuan 13 13 18