2022 CORPORATE SOCIAL RESPONSIBILITY REPORT

Company: CBHB (9668)
Year: 2022
Published: 2023-04-26
Status: Processed

Extracted ESG KPIs

KPIs are organized by ESG aspects.

The types of emissions and respective emissions data.

Indicator Unit 2022 Report Pages
Reducing nitrogen oxides tons 900 86
Reducing sulfur dioxide emissions tons 500 86

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 Report Pages
Reducing the carbon dioxide equivalent tons 295200 86

Total hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2022 Report Pages
Bank approved project loan for Taihuan Company waste incineration and comprehensive treatment project million RMB 800 88

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2021 2022 Report Pages
Intelligent self-help diversion rate % 64.07 119
Paper consumption of various promotional materials, card envelopes and single pages 10000 pieces 119.57 26.2 37

Description of how hazardous and non-hazardous wastes are handled, and a description of reduction target(s) set and steps taken to achieve them.

Indicator Unit 2021 2022 Report Pages
Paper saving of electronic billing 10000 pieces 463.78 585.1 37

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2021 2022 Report Pages
Number of comprehensive light sub-branches 110 11
Saving standard coal tons 83400 86
Total fuel consumption of official business vehicles of the Head Office litter 23093 3590 37
Total office power consumption of the Head Office kWh 18513850 19869508 37
Total power consumption of the Data Center kWh 12824633 10070715 37

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2021 2022 Report Pages
Reducing water consumption tons 444700 86
Total office water consumption of the Head Office ton 93672 91571 38

Description of energy use efficiency target(s) set and steps taken to achieve them.

Indicator Unit 2021 2022 Report Pages
Average energy utilization efficiency of the Data Center 2.12 1.78 37

Description of the significant impacts of activities on the environment and natural resources and the actions taken to manage them.

Indicator Unit 2022 Report Pages
Investment amount in 'Dual ESG Framework' green and sustainable development US dollar bonds by Kunming Branch USD 59672400 89

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Indicator Unit 2016 2020 2021 2022 Report Pages
Average Return on total assets % 0.58 0.38 34
Average return on total assets in recent three years (%) % 0.67 0.58 0.38 21
Incidents involving violations of the rights of indigenous peoples Not applicable 181
Number of employees aged 31-50 Person 8480 9153 40
Number of employees from Chinese Mainland Person 11764 13222 40
Number of employees from Hong Kong, China Person 62 64 40
Number of employees over 50 years old Person 579 729 40
Number of employees under 30 years old Person 2767 3404 40
Number of female employees Person 6152 7080 40
Number of male employees Person 5674 6206 40
Number of minority employees 人 481 566 42
Number of new employees Person 1896 2106 40
Number of new union membership cards applied for by Head Office labor union employees 489 148
Number of outbound calls completed by remote banking center calls 61300 43
Number of outbound calls made by remote banking centers calls 61300 119
Number of people insured for exclusive union membership card assistance coverage by Head Office labor union people 1553 148
Placement in co-educational team at 15th Tianjin Municipal Games Dragon Boat Competition place 6 148
Placement in men’s team at 15th Tianjin Municipal Games Dragon Boat Competition place 4 148
Total assets RMB'0000, million RMB 158270759.8 165945990.2 12, 34
Total number of branches branches 336 12
Total number of employees Person 11826 13286 40
Total officially opened outlets outlets 336 117

Employee turnover rate by gender, age group and geographical region.

Indicator Unit 2021 2022 Report Pages
Employee turnover rate % 4.8 5.15 40
Operating income RMB'0000 2919436.4 2646522 34
Turnover rate of employees aged 31-50 % 3.29 3.47 40
Turnover rate of employees over 50 years old % 0.07 0.1 40
Turnover rate of employees under 30 years old % 1.44 1.58 40
Turnover rate of female employees % 2.43 2.21 40
Turnover rate of male employees % 2.37 2.94 40

Description of occupational health and safety measures adopted, and how they are implemented and monitored.

Indicator Unit 2022 Report Pages
Number of female employees from the labor union of the Head Office with purchased health insurance employees 1020 146

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Indicator Unit 2021 2022 Report Pages
Number of birthday cards issued by Head Office labor union cards 2400 148
Number of employees learning online Person 12516 14221 41
Number of employees participating in training Person 588485 942078 41
Number of employees receiving hospitalization, funeral, marriage, childbirth, and retirement sympathy from Head Office labor union people 106 148
Number of small fitness equipment pieces purchased for Ocean Plaza employees pieces 76 148
Proportion of grassroots employees participating in training % 100 100 41
Proportion of middle-level management participating in training % 100 100 41
Total value of small fitness equipment purchased for Ocean Plaza employees RMB 19000 148

The average training hours completed per employee by gender and employee category.

Indicator Unit 2021 2022 Report Pages
Average length of training and learning for employees Hour 22.44 24.89 41
Average length of training for front-line employees Hour 22 23.88 41
Average length of training for middle-level management Hour 150 60 41
Number of employee training periods session 4044 5012 41

Description of steps taken to eliminate such practices when discovered.

Indicator Unit 2016 Report Pages
Security personnel trained in human rights policies or procedures Not applicable 181

Number of suppliers by geographical region.

Indicator Unit 2021 2022 Report Pages
Accumulated call time by remote banking centers hours 232.45 119
Balance of inclusive small and micro loans billion RMB 785.731 74
Balance of loans to areas lifted out of poverty billion RMB 1.946 152
Balance of loans to corporate small and micro enterprises billion RMB 11.837 63
Balance of loans to high-tech manufacturing industry (Changsha Branch, Hunan) billion RMB 1.72 65
Balance of loans to manufacturing small and micro enterprises billion RMB 2.425 63
Balance of loans to new energy industry chain of Tianjin Branch RMB 1228000000 61
Balance of medium- and long-term loans to the manufacturing industry billion RMB 32.044 63
Balance of public loans to the manufacturing industry billion RMB 866.681 63
Branch’s balance of loans to the manufacturing industry (Changsha Branch, Hunan) billion RMB 2.24 65
Budget amount involved in centralized procurement RMB'0000 94721 41530 36
Credit contract signed with Shandong Minxiang Chemical Technology Co., Ltd. million RMB 285 63
Further project loan amount for Taihuan Company project as at end of June million RMB 500 88
Increase in number of cards opened through smart PAD off-bank business over last year % 127 117
Increase in number of inclusive loan accounts compared to beginning of year 15559 74
Increase in user coverage rate percentage points 9 118
Interest rate reduction for Bohai Farmer Loan per RMB10000 RMB 50 81
Maximum application limit for a single Bohai Farmer Loan (Changchun Branch) RMB 150000 81
Number of Bohai Farmer Loans issued in Jilin Province loans 2924 80
Number of Bohai Farmer Loans issued to farmers loans 6910 80
Number of domestic and overseas branches 289 336 35
Number of domestic self-service banks 314 335 35
Number of overseas suppliers / 29 5 36
Number of provinces, cities and autonomous regions covered by remote banking center outbound calls provinces, cities and autonomous regions 31 43
Number of provinces, municipalities and autonomous regions covered by outbound calls 31 119
Number of sub-branches sub-branches 267 117
Number of suppliers in Chinese Mainland / 780 581 36
Number of tier-1 branches (including 3 direct branches in Suzhou, Qingdao and Ningbo and 1 overseas branch) branches 36 117
Number of tier-2 branches branches 33 117
Number of tier-one branches (including branches under direct management of the Head Office) branches 36 12
Proportion of Bohai Farmer Loans issued in Jilin Province 42.12% 80
Total investment by Nanning Branch under 'Guangxi Preferential Loan' policy RMB 170000000 61
Total number of centralized procurement projects / 672 358 36
Total number of financial technology projects / 195 595 36
Year-on-year increase in balance of loans to high-tech manufacturing industry (Changsha Branch, Hunan) billion RMB 0.672 65
Year-on-year increase in balance of loans to the manufacturing industry (Changsha Branch, Hunan) billion RMB 0.841 65
balance of agriculture-related loans RMB billion 50.571 10
balance of loans to inclusive small and micro enterprises RMB billion 66.731 10

Description of practices relating to engaging suppliers, number of suppliers where the practices are being implemented, and how they are implemented and monitored.

Indicator Unit 2021 2022 Report Pages
Average project cycle of centralized procurement Day 43 57 36
Coverage ratio of centralized procurement catalog project performance management % 100 100 36
Coverage ratio of supplier review % 100 100 36
Number of manufacturing enterprises supported with M&A loan products 4 63
Number of market players supported by Nanning Branch under 'Guangxi Preferential Loan' policy 38 61

Description of practices used to identify environmental and social risks along the supply chain, and how they are implemented and monitored.

Indicator Unit 2016 Report Pages
Negative social impacts in the supply chain and actions taken Not applicable 181

Description of practices used to promote environmentally preferable products and services when selecting suppliers, and how they are implemented and monitored.

Indicator Unit 2022 Report Pages
Increase in proportion of loans to high-tech manufacturing industry over previous year (Changsha Branch, Hunan) percentage points 1.88 65

Percentage of total products sold or shipped subject to recalls for safety and health reasons.

Indicator Unit 2016 2022 Report Pages
Total number of outlets 336 11
Violations involving product and service information and labeling Not applicable 182
Violations involving the health and safety impact of products and services Not applicable 182

Number of products and service related complaints received and how they are dealt with.

Indicator Unit 2016 2021 2022 Report Pages
Annual asset enhancement for mid-to-high-end customers by Wealth and Treasury Manager billion yuan 13.8 118
Average project cycle of financial technology projects Day 146 95.5 36
Complaint resolution rate 100% 124
Cumulative credit card online service robot questions questions 222218 109
Cumulative credit card online service robot user visits visits 139451 109
Customer satisfaction rate % 85.13 124
Decrease in average loan execution rate compared to beginning of year percentage points 0.27 74
Number of ATM and CRS devices devices 625 117
Number of ATM system devices transformed devices 8583 117
Number of IT application innovation projects for ATM and CRS channels projects 330 117
Number of VTM devices devices 254 117
Number of cards opened through smart PAD off-bank business cards 116800 117
Number of cards opened via VTM channel cards 21000 117
Number of corporate complaints accepted 343 124
Number of credit card self-service channel optimizations optimizations 168 118
Number of customers reached by outbound calls from remote banking centers customers 40000 119
Number of customers reached by remote banking center outbound calls customers 40000 43
Number of individual complaints accepted 11037 124
Number of manufacturing corporate bonds underwritten 19 63
Number of mobile credit card users users 275800 118
Number of mobile credit card users at beginning of year users 217100 118
Number of off-bank ATM and CRS devices devices 10 117
Number of private banking customers on Wealth and Treasury Manager platform customers 2000 118
Number of registered medium and high-end customers on Wealth and Treasury Manager platform customers 60000 118
Number of self-service devices Set 610 625 35
Number of self-service wealth management subscriptions via VTM subscriptions 65000 117
Number of suggestions adopted to improve customer experience and service efficiency suggestions 49 121
Number of suggestions collected from customers and employees on consumer finance and credit card products suggestions 187 121
Number of suggestions evaluated after excluding duplicate and invalid suggestions suggestions 98 121
Number of suggestions on product/business processes suggestions 83 121
Number of suggestions related to system transformation and other issues suggestions 15 121
Number of transactions handled through manual mode for credit card cash installment transactions 6 121
Percentage of complaints about credit cards % 24.07 124
Percentage of complaints about loans % 34.44 124
Percentage of complaints about personal financial information % 8.6 124
Percentage of complaints from Guangdong region % 5.99 124
Percentage of complaints from Shaanxi region % 3.14 124
Percentage of complaints from Shandong region % 4.04 124
Percentage of complaints from Shanghai region % 3.04 124
Percentage of complaints from Tianjin region % 6.47 124
Percentage of questions solved by intelligent customer service system % 96.7 119
Proportion of total asset enhancement for all mid-to-high-end customers achieved by Wealth and Treasury Manager % 40 118
Ratio of cards issued via off-bank channel to in-bank channel during epidemic times 5.56 117
Substantiated complaints of violations of customer privacy or loss of customer information Not applicable 182
Total call time of remote banking center outbound calls hours 232.45 43
Total number of subscriptions subscriptions 158000 118
Total number of subscriptions at beginning of year subscriptions 130000 118
User coverage rate % 40.88 118
User coverage rate at beginning of year % 32.2 118
Year-on-year increase in number of credit card WeChat Bank followers % 19.21 118
Year-on-year increase in number of subscriptions % 21.52 118
Year-on-year increase in number of users % 27.01 118

Description of practices relating to observing and protecting intellectual property rights.

Indicator Unit 2022 Report Pages
Number of official documents handled in OA system documents 500000 92
Previous maximum application limit for a single Bohai Farmer Loan (Changchun Branch) RMB 100000 81
Version of Mobile App launched version 6.0 121

Description of consumer data protection and privacy policies, and how they are implemented and monitored.

Indicator Unit 2016 2021 2022 Report Pages
Average number of documents handled online per day in OA system documents/day 1300 92
Bank's green loan balance RMB billion 27.305 10
Credit card online service robot question response accuracy % 94 109
Number of newly formulated consumer protection-related systems systems 23 29
Number of persons served by intelligent customer service system persons 1095100 119
Number of revised consumer protection-related systems systems 27 29
Proportion of customers using electronic billing for credit cards % 99.3 100 37
Self-service wealth management subscriptions via VTM billion yuan 10.21 117
Total number of credit card WeChat Bank followers users 430400 118
Total number of credit card WeChat Bank followers at beginning of year users 361000 118
Violations involving marketing Not applicable 182

Number of concluded legal cases regarding corrupt practices brought against the issuer or its employees during the reporting period and the outcomes of the cases.

Indicator Unit 2016 2020 2021 2022 Report Pages
Capital adequacy ratio % 12.35 11.5 34
Political contributions Not applicable 181
Provision coverage ratio % 135.63 150.95 34
Value of loans provided by Shenzhen Branch for hog procurement RMB tens of millions 80
Weighted average return on net assets % 8.88 5.81 34
Weighted average return on net assets in recent three years (%) % 10.68 8.88 5.81 21

Description of preventive measures and whistle-blowing procedures, and how they are implemented and monitored.

Indicator Unit 2022 Report Pages
Increase percentage in balance of loans to new energy industry chain of Tianjin Branch % 78.75 61

Focus areas of contribution (e.g. education, environmental concerns, labour needs, health, culture, sport).

Indicator Unit 2016 2022 Report Pages
Donation to Sangzi Town, Jizhou District, Tianjin City million RMB 3.2 11
Inclusive agriculture-related loans issued RMB 260000000 81
Number of employees and children participating in June 1 Children’s Day online drama event people 1100 148
Number of farmers provided with inclusive agriculture-related loans 5000 81
Number of inclusive loan accounts 161777 74
Number of party branches helping neighboring communities through joint construction party branches 46 154
Number of party branches participating in 'Theme Party Day' volunteering activity of Xinhueyuan community party branches 16 154
Number of party branches participating in joint construction at Chenghouli community party branches 23 154
Number of study reports formed by Directly Operated Center inter-bank survey plan study reports 6 121
Number of study reports on the credit card journey study reports 5 121
Operations with significant actual and potential negative impacts on local communities Not applicable 181
Percentage increase in balance of inclusive small and micro loans compared to beginning of year % 10.51 74
Percentage increase in number of inclusive loan accounts compared to beginning of year % 10.64 74
Proportion of loans to high-tech manufacturing industry out of total manufacturing loans (Changsha Branch, Hunan) % 76.79 65
Proportion of loans to manufacturing small and micro enterprises % 20.49 63
Top 1000 World Banks ranking rank 114 160
Total consumption support for rural revitalization RMB 1428500 152
Total investment in villages receiving targeted assistance in Jizhou District, Tianjin RMB 13212700 152
loans to the clean energy industry RMB billion 5.182 10

Resources contributed (e.g. money or time) to the focus area.

Indicator Unit 2021 2022 Report Pages
Average loan execution rate % 5.71 74
Budget amount involved in financial technology projects RMB'0000 59841 61081 36
Coupon rate of 'Dual ESG Framework' green and sustainable development US dollar bonds by Kunming Branch % 5.3 89
Donations to counterpart voluntary areas in Hedong District, Tianjin City million RMB 1.46 11
First batch of special support fund disbursed for four targeted villages in Jizhou District, Tianjin million RMB 3.2 152
First green specific asset-backed loan amount issued for Taihuan Company project million RMB 681.5 88
Funds from rural revitalization bond allocated for purchase of raw milk from pastures RMB 900000000 81
Increase in balance of inclusive small and micro loans compared to beginning of year billion RMB 62.49 74
Increase in balance of loans to areas lifted out of poverty over the beginning of the year % 24.68 152
Increase in balance of loans to new energy industry chain of Tianjin Branch RMB 611000000 61
Increase in balance of medium- and long-term loans to the manufacturing industry compared to beginning of year % 40.51 63
Number of branches receiving timely care and condolences during COVID-19 and drought branches 11 148
Number of people served outside the bank through community twinning and charity activities people 10000 154
Number of volunteers participating in 'Theme Party Day' volunteering activity of Xinhueyuan community volunteers 17 154
Number of volunteers participating in Spring Festival volunteering activities volunteers 7 154
Number of volunteers participating in joint construction at Chenghouli community volunteers 21 154
Special support fund budget for four targeted villages in Jizhou District, Tianjin (approved by Board of Directors) million RMB 9.6 152
Total amount of M&A loan products for manufacturing enterprises billion RMB 2.05 63
Total social donation to East-West collaboration efforts million RMB 1.46 153
Total sympathy money and condolence goods issued by Head Office labor union RMB 324000 148
Total underwriting balance of manufacturing corporate bonds billion RMB 10.025 63
Total value of Bohai Farmer Loans issued in Jilin Province RMB 173000000 80
Total value of Bohai Farmer Loans issued to farmers RMB 410000000 80
Total value of special condolence food and materials sent to local branches RMB 3000000 148
Urban renewal loan issued by Chengdu Branch to Chengdu Xinjing Urban Construction Investment Group RMB 700000000 61
Year-on-year percentage increase in balance of loans to high-tech manufacturing industry (Changsha Branch, Hunan) % 64.12 65
Year-on-year percentage increase in balance of loans to the manufacturing industry (Changsha Branch, Hunan) % 60.11 65

The types of emissions and respective emissions data.

Standard Indicator Unit 2022
NOâ‚“ Emissions tons 900
SOâ‚“ Emissions tons 500

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2022
GHG Removals from Newly Planted Trees tons 295200

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2021 2022
Diversion Rate of Non-Hazardous Waste % 64.07
Non-Hazardous Waste (Domestic Waste) tons per year
Paper Waste pieces 119570 26200

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2021 2022
Purchased Electricity kWh 12824633 10070715
Total Non-Renewable Fuel Consumption liter 23093 3590

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2021 2022
Water Consumption in Office ton 93672 91571

Description of energy use efficiency target(s) set and steps taken to achieve them.

Standard Indicator Unit 2022
Energy Consumption Reduction Percentage Compared to Last Year % 16.04

Description of the significant impacts of activities on the environment and natural resources and the actions taken to manage them.

Standard Indicator Unit 2022
Total Investment in Ecological Restoration USD 59672400

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Standard Indicator Unit 2021 2022
Number of Employees Aged 30-50 Person 8480 9153
Number of Employees Aged Above 50 Person 579 729
Number of Employees Aged Below 30 Person 2767 3404
Number of Employees in Hong Kong Person 62 64
Number of Employees in Hong Kong and Mainland China Person 11826 13286
Number of Employees in Mainland China Person 11764 13222
Number of Female Employees Person 6152 7080
Number of Male Employees Person 5674 6206
Number of New Employees Person 1896 2106
Number of Total Employees Person 11826 13286
Percentage of Female Employees % 53.29 53.29
Percentage of Male Employees % 46.71 46.71

Employee turnover rate by gender, age group and geographical region.

Standard Indicator Unit 2021 2022
Turnover Rate of Employees Aged 30-50 % 3.29 3.47
Turnover Rate of Employees Aged Above 50 % 0.07 0.1
Turnover Rate of Employees Aged Below 30 % 1.44 1.58
Turnover Rate of Female Employees % 2.43 2.21
Turnover Rate of Male Employees % 2.37 2.94
Turnover Rate of Total Employees % 4.8 5.15

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Standard Indicator Unit 2021 2022
Percentage of Trained General Employees % 100 100
Percentage of Trained Middle Management % 100 100

The average training hours completed per employee by gender and employee category.

Standard Indicator Unit 2021 2022
Average Training Hours (General Staff) Hour 22 23.88
Average Training Hours (Middle Management) Hour 150 60
Average Training Hours per Employee Hour 22.44 24.89

Number of suppliers by geographical region.

Standard Indicator Unit 2021 2022
Number of Suppliers in Mainland China 780 581
Number of Suppliers in Overseas 29 5

Number of products and service related complaints received and how they are dealt with.

Standard Indicator Unit 2022
Complaints Handling Rate % 100
Total Number of Customer Complaints 11380

Resources contributed (e.g. money or time) to the focus area.

Standard Indicator Unit 2022
Investment in Targeted Poverty Alleviation million RMB 12.8
Number of Employees Participating in Volunteer Activities volunteers 45
Number of Participations in Volunteer Activities person-times 45
Total In-kind Donations pieces 150
Total Public Welfare Donations million RMB 1.46
Total Social Investment million RMB 15.26