China Merchants Bank Sustainability Report 2021

Year: 2021
Published: 2022-03-18
Status: Processed

Extracted ESG KPIs

KPIs are organized by ESG aspects.

The types of emissions and respective emissions data.

Indicator Unit 2019 2020 2021 Report Pages
Annual ammonia nitrogen emissions reduced by green loan projects ten thousand tons 4.37 5.06 195
Annual chemical oxygen demand reduced by green loan projects ten thousand tons 28.06 29.58 195
Balance of loans made to petroleum, coal, and nuclear fuel processing industries RMB 100 million 73.4 64.33 129.84 196
Balance of loans made to sectors with overcapacity and high energy consumption and pollution (RMB 100 million) RMB 100 million 1117.61 893.65 1047.5 195
Balance of loans made to sectors with overcapacity and high energy consumption and pollution expressed as a percentage of domestic corporate loans % 7.03 6.37 5.85 196

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2019 2020 2021 Report Pages
(Direct) greenhouse gas emissions of Scope 1 (tons of CO2 equivalent) tons of CO2 equivalent 1621.74 1393.71 9951.6 197
(Indirect) greenhouse gas emissions of Scope 2 (tons of CO2 equivalent) tons of CO2 equivalent 8437.88 8198.98 232992.38 197
Annual CO2 equivalent emissions reduced by green loan projects ten thousand tons 1237.86 1525.24 195
Annual SO2 equivalent emissions reduced by green loan projects ten thousand tons 14.28 16.55 195
Greenhouse gas emission per capita (tons of CO2 equivalent per person) tons of CO2 equivalent per person 3.82 197
NOx equivalent reduced by green loan projects ten thousand tons 2.68 4.52 195
Total greenhouse gas emissions (tons of CO2 equivalent) tons of CO2 equivalent 10059.62 9592.69 242943.98 197

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2020 2021 Report Pages
Weight of paper used for card brochures and envelopes kilograms 273180 317815 197

Description of how hazardous and non-hazardous wastes are handled, and a description of reduction target(s) set and steps taken to achieve them.

Indicator Unit 2019 2020 2021 Report Pages
Paper saved by using e-bills 100 million sheets 17.91 19.04 19.43 197

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Indicator Unit 2019 2020 2021 Report Pages
Annual standard coal reduced by green loan projects ten thousand tons 618.8 694.29 195
Balance of green service loans (RMB 100 million) RMB 100 million 6.16 6.02 12.45 195
Balance of loans for clean energy industries (RMB 100 million) RMB 100 million 379.88 614.79 814.27 195
Balance of loans for cleaner production industries (RMB 100 million) RMB 100 million 61.22 118.27 166.36 195
Balance of loans for ecological environmental industries (RMB 100 million) RMB 100 million 49.7 61.39 97.9 195
Balance of loans for green upgrading of infrastructure (RMB 100 million) RMB 100 million 985.97 1106.6 1295.73 195
Balance of loans made to strategic emerging industries 1457.47 1714.15 2191.54 191
Balance of loans made to strategic emerging industries (RMB 100 million) RMB 100 million 1457.47 1714.15 2191.54 12
Balance of loans made to support strategic emerging industries (RMB 100 million) RMB 100 million 1011.28 1235.59 191
Balances of loans made to industrial energy-saving and eco-friendly industries (RMB 100 million) RMB 100 million 189.63 178.79 251.7 195
Diesel consumption of self-owned vehicles L 10790.04 197
Gasoline consumption of self-owned vehicles L 121943.56 98730.28 1456248.7 197
Natural gas consumption 597342 521400 2971832.09 197
Total energy consumption of purchased heat GJ 47981.15 197
Total power consumption of self-owned data centers kWh 33568314 69771361 73735313 197
Total purchased electricity consumption 16008.12 15554.88 389988.79 197

Description of energy use efficiency target(s) set and steps taken to achieve them.

Indicator Unit 2019 2020 2021 Report Pages
Average PUE of self-owned data centers 1.65 1.62 1.57 197

Description of whether there is any issue in sourcing water that is fit for purpose, water efficiency target(s) set and steps taken to achieve them.

Indicator Unit 2020 2021 Report Pages
Annual water consumption saved from green loan projects ten thousand tons 979.77 1638.25 195

Total packaging material used for finished products (in tonnes) and, if applicable, with reference to per unit produced.

Indicator Unit 2019 2020 2021 Report Pages
Amount of paper used for new cards brochures and envelopes ten thousand pieces 2413 2190 2543 197

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Indicator Unit 2019 2020 2021 Report Pages
Average attendance rate at board meetings % 97 99.45 99.73 188
Average tenure of board members year 6.8 5.6 6.6 188
Coverage of social insurance for employees (%) % 100 100 193
Engagement rate of Employees % 79.8 194
New hires from campus recruitment 4392 4562 192
New hires from social recruitment 4680 5100 192
Number of business outlets in rural and county areas 95 95 95 190
Number of directors 17 17 16 188
Number of employees aged 30 and below 35159 35858 43095 192
Number of employees aged above 50 2834 2734 3198 192
Number of employees aged between 31 and 50 41289 47291 52160 192
Number of employees in HK, Macau and Taiwan 2416 2452 2466 192
Number of employees in mainland China 81957 88069 95648 192
Number of employees under labor dispatch system 5401 4984 5216 192
Number of ethnic minority employees 3292 3586 4210 12, 193
Number of expatriate employees 39 33 25 192
Number of female directors 1 1 1 188
Number of female employees 45443 47478 53890 192
Number of independent non-executive directors 6 6 6 188
Number of male directors 16 16 15 188
Number of male employees 33839 38135 44563 192
Number of new hires 9072 9662 192
Number of non-executive directors with rich experience in the banking industry 14 14 14 12
Number of non-executive directors with rich experience in the financial industry 14 14 14 188
Number of other non-executive directors 8 8 8 188
Number of small and micro-sized enterprises that applied inclusive loans 397413 480063 913289 191
Percentage of employees signing labor contracts (%) % 100 100 193
Percentage of female employees (%) % 57 56 55 193
Percentage of male employees (%) % 43 44 45 193
Percentage of men among middle and senior managers (%) % 79 79 77 193
Percentage of women among middle and senior managers (%) % 21 21 23 12, 193
Permanent employees that have signed labor contracts with CMB 79282 85883 98453 192
Satisfaction rate of employees point 8.47 194
Total assets RMB million 7417240 8361448 9249021 189
Total number of employees 84683 90867 103669 12, 192

Employee turnover rate by gender, age group and geographical region.

Indicator Unit 2019 2020 2021 Report Pages
Employee turnover rate (%) % 7.71 7.24 7.18 192
Female employee turnover rate (%) % 7.08 6.35 6.55 192
Male employee turnover rate (%) % 8.54 8.33 7.93 192
Operating income RMB million 269703 290482 331253 189
Turnover rate of employees aged 30 and below (%) % 10.7 9.54 9.5 192
Turnover rate of employees aged above 50 (%) % 2.04 3.73 2.77 192
Turnover rate of employees aged between 31 and 50 (%) % 5.39 5.62 5.44 192

Lost days due to work injury.

Indicator Unit 2019 2020 2021 Report Pages
Lost workdays due to work-related injuries (days) days 2243 2525 2667 193

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Indicator Unit 2019 2020 2021 Report Pages
Employee training expenditure (RMB ten thousand) RMB ten thousand 54215.63 193
Number of employee participations in online study ten thousand 420.3 3103 9500 194
Number of employees who accept training 71066 75244 76972 193
Number of employees who participated in learning programs of CMB (ten thousand) ten thousand 59.4 45.4 45.8 193
Percentage of employees who accepted training % 99 98 194
Percentage of female employees who accepted training % 94 99 98 194
Percentage of grassroots employees who accepted training % 94 99 99 194
Percentage of male employees who accepted training % 94 99 98 194
Percentage of middle-level managers who accepted training % 71 100 96.7 194
Percentage of senior executives who accepted training % 100 194

The average training hours completed per employee by gender and employee category.

Indicator Unit 2019 2020 2021 Report Pages
Average learning time of female employees hours 101 84.37 74.54 194
Average learning time of grassroots employees hours 99.2 84.8 75.59 194
Average learning time of male employees hours 95.9 85.44 76.92 194
Average learning time of middle-level managers hours 47.3 135.1 32.92 194
Average learning time of senior executives hours 50.5 194
Number of employee training sessions 11898 7452 7202 193
Per-capita learning time of employees hours 98.9 85.11 75.36 194

Number of suppliers by geographical region.

Indicator Unit 2019 2020 2021 Report Pages
Balance of agriculture-related loans (RMB 100 million) RMB 100 million 1823 2012.42 2293.6 12, 191
Balance of green loans (RMB 100 million) RMB 100 million 1672.56 2085.88 2638.42 195
Balance of inclusive finance loans to small and micro-sized businesses (RMB 100 million) RMB 100 million 4533.29 5306.5 6011 191
Balance of indemnificatory housing project loans (RMB 100 million) RMB 100 million 615.82 559.69 689.4 12, 191
Balance of loans made to chemical raw materials and chemical manufacturing industries RMB 100 million 213.31 246.33 271.88 196
Balance of loans made to chemical raw materials and chemical manufacturing industries expressed as a percentage of domestic corporate loans % 1.49 1.72 1.52 196
Balance of loans made to customers registered in “Qianying Zhanyi” program 418.71 937.94 967.47 191
Balance of loans made to ferrous metal smelting and rolling processing industries RMB 100 million 107.16 136.99 198.07 196
Balance of loans made to ferrous metal smelting, rolling and processing industries expressed as a percentage of domestic corporate loans % 0.75 0.96 1.11 196
Balance of loans made to non-ferrous metal smelting, rolling and processing industries RMB 100 million 87.43 61.81 47.97 196
Balance of loans made to non-ferrous metal smelting, rolling and processing industries expressed as a percentage of domestic corporate loans % 0.61 0.43 0.27 196
Balance of loans made to non-metallic mineral products industries RMB 100 million 122.88 123.01 173.28 196
Balance of loans made to non-metallic mineral products industries expressed as a percentage of domestic corporate loans % 0.86 0.86 0.97 196
Balance of loans made to petroleum processing, coal, and nuclear fuel processing industries expressed as a percentage of domestic corporate loans % 0.51 0.45 0.72 196
Balance of thermal power loans RMB 100 million 402.83 262.98 208 196
Balance of thermal power loans expressed as a percentage of domestic corporate loans % 2.81 1.84 1.61 196
Budget of centralized procurement projects RMB 100 million 35.38 33.61 75.06 189
Growth rate of the balance of inclusive finance loans to small and micro-sized enterprises (RMB 100 million) % 15.3 17.06 18.22 191
Number of centralized procurement projects 259 384 439 189
Number of community banks 215 211 201 190
Number of domestic and overseas branches 1833 1877 1924 190
Number of domestic business outlets 1823 1867 1913 190
Number of domestic self-service banks 3014 2944 2812 190
Number of self-service equipment 8768 7751 6592 190
Number of suppliers at mainland China 311 416 611 189
Number of suppliers for centralized procurement projects 311 420 637 189
Number of suppliers in overseas regions, HK and Macau 4 26 189
Number of suppliers included in supplier database 15618 20874 25680 189

Description of practices relating to engaging suppliers, number of suppliers where the practices are being implemented, and how they are implemented and monitored.

Indicator Unit 2019 2020 2021 Report Pages
Average cycle of centralized procurement projects days 27 27 20 189
Ratio of centralized procurement projects that received assistance for ensuring fulfillment of obligations % 100 100 100 189
Ratio of suppliers that were inspected % 100 100 100 189

Number of products and service related complaints received and how they are dealt with.

Indicator Unit 2019 2020 2021 Report Pages
Average response time seconds 4.12 3.09 4.31 190
CMB App monthly active users (ten thousand) ten thousand 5513.63 6126.38 6541.69 190
Coverage rate of wholesale electronic channel customers % 93.22 93.05 93.67 190
Customer satisfaction rate for remote online omnichannel manual services % 97.61 190
Increase of indemnificatory housing project loans in the year (RMB 100 million) RMB 100 million 161.69 142.08 254.57 191
Incremental amount of green loans compared with the previous year (RMB 100 million) RMB 100 million 413.32 552.54 195
Number of CMB Corporate Banking APP users ten thousand 100.08 129.51 123.48 190
Number of customer complaints accepted 27992 21628 192
Number of customers registered in the “Qianying Zhanyi” program 26000 31430 31713 191
Number of online corporate banking customers ten thousand 195.44 212.59 212.24 190
Number of orders placed through the CMB Cloud Procurement Platform 202396 280000 410000 189
Number of participants in consumer education activities ten thousand 104107.6 64144.2 192
Number of positive customer comments 47423 56042 106521 190
Number of users who downloaded CMB App (ten thousand) ten thousand 11353 14475.3 17009.13 12, 190
Number of visual counter terminals 16750 16559 14746 190
Quantity of manual remote banking services ten thousand 6774 6178 6502 190
Quantity of services provided by online interactive robots ten thousand 9943 10622 10571 190
Ratio of credit card customers using e-bills % 99.7 99.63 99.59 197
Ratio of response within 20 seconds for remote online omnichannel manual services % 94.07 95.42 94.37 190
Total transaction value of mobile banking RMB 100 million 331988 409143 596180 190
Total transaction value of mobile banking (RMB 100 million) RMB 100 million 331988 409143 596180 12
Total transaction value using the CMB Corporate Banking App RMB 100 million 1076.81 3406.45 7777.87 190

Description of quality assurance process and recall procedures.

Indicator Unit 2019 2020 2021 Report Pages
Connection rate of remote online omnichannel manual services % 97.86 98.4 97.56 190
Number of investigations on new systems, products and services 4460 34063 192
Number of new systems, products and services involved in investigations 7671 34063 192
Ratio of intelligent self-services % 76.11 77.23 78.29 190
Ratio of intelligent self-services (%) % 76.11 77.23 78.29 12

Number of concluded legal cases regarding corrupt practices brought against the issuer or its employees during the reporting period and the outcomes of the cases.

Indicator Unit 2019 2020 2021 Report Pages
Allowance coverage ratio of non-performing loans % 426.78 437.68 483.87 189
Capital adequacy ratio (%) % 15.54 16.54 17.48 12
Leverage ratio % 6.79 7.39 8 189
Number of concluded corruption lawsuits that were filed against CMB or its employees - 188
Number of employees punished for irregularities 659 391 596 188
Total taxes RMB 100 million 508.65 503.06 568.68 189

Description of preventive measures and whistle-blowing procedures, and how they are implemented and monitored.

Indicator Unit 2019 2020 2021 Report Pages
Number of pre-appointment integrity talks with managers 2194 2223 2204 188

Description of anti-corruption training provided to directors and staff.

Indicator Unit 2019 2020 2021 Report Pages
Number of anti-corruption training sessions 91 91 91 188
Number of anti-money laundering training sessions 890 949 1026 12, 189
Number of executive directors 3 3 2 188
Number of participants in anti-corruption training sessions 76743 76743 76743 188
Number of participants in anti-money laundering training sessions 75000 195359 263063 12, 189
Number of training sessions organized for board members 4 3 5 188
Total number of directors 17 17 16 12

Focus areas of contribution (e.g. education, environmental concerns, labour needs, health, culture, sport).

Indicator Unit 2019 2020 2021 Report Pages
Amount of loans granted to support cultural industry (RMB 100 million) RMB 100 million 389.92 234.52 433.66 191
Amount of new inclusive finance loans to small and micro-sized enterprises in 2021 (RMB 100 million) RMB 100 million 5383.38 5625.16 4354.26 191
Balance of loans made to support cultural industry (RMB 100 million) RMB 100 million 360.16 353.05 358.39 191
Cumulative number of consumer education activities in the year 11170 22608 192
Number of outlets with barrier-free passageways 1823 1867 1913 190

Resources contributed (e.g. money or time) to the focus area.

Indicator Unit 2019 2020 2021 Report Pages
Percentage of loans made to support strategic emerging industries in CMB’s total loans (%) % 9.81 10.5 11.64 191
Total taxes (RMB 100 million) RMB 100 million 508.65 503.06 568.68 12

Other aspects.

Indicator Unit 2019 2020 2021 Report Pages
Return on Average Assets Attributable to Shareholders (ROAA) % 1.31 1.23 1.36 189
Return on Average Equity Attributable to Shareholders (ROAE) % 16.84 15.73 16.96 189

Direct (Scope 1) and energy indirect (Scope 2) greenhouse gas emissions (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2019 2020 2021
Direct GHG Emissions (Scope 1) tons of CO2 equivalent 1621.74 1393.71 9951.6
Indirect Energy Emissions (Scope 2) tons of CO2 equivalent 8437.88 8198.98 232992.38
Total GHG Emissions tons of CO2 equivalent 10059.62 9592.69 242943.98
Total GHG Emissions Intensity (By Employee) tons of CO2 equivalent per person 3.82

Total non-hazardous waste produced (in tonnes) and, where appropriate, intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2020 2021
Paper Waste kilograms 273180 317815

Direct and/or indirect energy consumption by type (e.g. electricity, gas or oil) in total (kWh in '000s) and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit 2019 2020 2021
Diesel Fuel Consumption L 10790.04
Gasoline Consumption L 121943.56 98730.28 1456248.7
Natural Gas Consumption 597342 521400 2971832.09
Purchased Heating GJ 47981.15
Total Indirect Energy Consumption kWh 33568314 69771361 73735313

Water consumption in total and intensity (e.g. per unit of production volume, per facility).

Standard Indicator Unit
Total Water Withdrawal
Water Consumption

Description of energy use efficiency target(s) set and steps taken to achieve them.

Standard Indicator Unit 2019 2020 2021
Energy Consumption Reduction Compared to Last Year None None None

Description of whether there is any issue in sourcing water that is fit for purpose, water efficiency target(s) set and steps taken to achieve them.

Standard Indicator Unit 2021
Water Consumption Reduction Compared to Last Year ten thousand tons 658.48
Water Consumption Reduction Percentage Compared to Last Year % 67.21

Total packaging material used for finished products (in tonnes) and, if applicable, with reference to per unit produced.

Standard Indicator Unit 2019 2020 2021
Packaging Material Consumption (Paper) pieces 24130000 21900000 25430000
Packaging Materials Consumed tons

Total workforce by gender, employment type (for example, full- or part-time), age group and geographical region.

Standard Indicator Unit 2019 2020 2021
Number of Employees Aged 30-50 41289 47291 52160
Number of Employees Aged Above 50 2834 2734 3198
Number of Employees Aged Below 30 35159 35858 43095
Number of Employees in Hong Kong 2416 2452 2466
Number of Employees in Hong Kong and Mainland China 84373 90521 98114
Number of Employees in Mainland China 81957 88069 95648
Number of Female Employees 45443 47478 53890
Number of Male Employees 33839 38135 44563
Number of New Employees 9072 9662
Number of New Employees (On-campus Recruitment) None 4392 4562
Number of New Employees (Social Recruitment) None 4680 5100
Number of Total Employees 84683 90867 103669
Percentage of Female Employees % 57 56 55
Percentage of Male Employees % 43 44 45

Employee turnover rate by gender, age group and geographical region.

Standard Indicator Unit 2019 2020 2021
Turnover Rate of Employees Aged 30-50 % 5.39 5.62 5.44
Turnover Rate of Employees Aged Above 50 % 2.04 3.73 2.77
Turnover Rate of Employees Aged Below 30 % 10.7 9.54 9.5
Turnover Rate of Female Employees % 7.08 6.35 6.55
Turnover Rate of Male Employees % 8.54 8.33 7.93
Turnover Rate of Total Employees % 7.71 7.24 7.18

Lost days due to work injury.

Standard Indicator Unit 2019 2020 2021
Lost Days Due to Work-related Injuries days 2243 2525 2667

The percentage of employees trained by gender and employee category (e.g. senior management, middle management).

Standard Indicator Unit 2019 2020 2021
Percentage of Employees Trained % 99 98
Percentage of Trained Female Employees % 94 99 98
Percentage of Trained General Employees % 94 99 99
Percentage of Trained Male Employees % 94 99 98
Percentage of Trained Middle Management % 71 100 96.7
Percentage of Trained Senior Management % 100
Total Cost of Training RMB ten thousand 54215.63

The average training hours completed per employee by gender and employee category.

Standard Indicator Unit 2019 2020 2021
Average Training Hours (Female) hours 101 84.37 74.54
Average Training Hours (General Staff) hours 99.2 84.8 75.59
Average Training Hours (Male) hours 95.9 85.44 76.92
Average Training Hours (Middle Management) hours 47.3 135.1 32.92
Average Training Hours (Senior Management) hours 50.5
Average Training Hours per Employee hours 98.9 85.11 75.36

Number of suppliers by geographical region.

Standard Indicator Unit 2019 2020 2021
Number of Suppliers in Mainland China 311 416 611
Number of Suppliers in Overseas 4 26
Number of Total Suppliers 15618 20874 25680

Number of products and service related complaints received and how they are dealt with.

Standard Indicator Unit 2020 2021
Total Number of Customer Complaints 27992 21628

Description of anti-corruption training provided to directors and staff.

Standard Indicator Unit 2019 2020 2021
Number of Anti-corruption Training Session sessions 91 91 91
Number of People Participated in Ethical Standards and Anti-corruption Training persons 76743 76743 76743